Senior Principal Business Analyst, Consumer Credit Risk
Senior Principal Business Analyst, Consumer Credit Risk
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$ 106000 - 178800
1 Vacancy
Job Description
Discover. A brighter future.
With us youll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win We Get Better Every Day & We Succeed Together. And we mean it we want you to grow and make a difference at one of the worlds leading digital banking and payments value what makes you unique so that you have an opportunity to shine.
Come build your future while being the reason millions of people find a brighter financial future with Discover.
Job Description:
What Youll Do
Responsible for leading and executing credit risk oversight activities including reviewing the credit risk strategies and loss forecasting designing and maintaining credit risk portfolio reporting establishing and maintaining governance processes policies and procedures developing appropriate approach to ensure a comprehensive and accurate view in assessing credit quality and impact on credit performance and reporting findings to the leadership.
How Youll Do It
Lead the analysis and design of business systems for multiple complex projects. Ensures requirements for all areas of the business are captured. Leads a partnership with cross functional subject matter experts in order to ensure an understanding of key risks related to requirements. Diagnoses business needs develops requirements plans the system development creates and implements a test plan provides ongoing project oversight during the development phase and compares the delivered solution against the original specifications.
Acts as the lead negotiator between IT and the business. Applies specialized professional knowledge skills and expertise gained through advanced study and training to develop solutions to analytical commercial operational process or technological problems.
Serve as subject matter expert on multiple and highly complex business activities. Cultivates and maintains collaborative partnerships with business partners. Mentors staff and provides expert knowledge on business system projects.
Develops solutions that enhance optimize and automate existing processes and ongoing business processes.
Qualifications Youll Need
The Basics
Bachelors Information Technology Business Administration or Management Project Management Finance or related
6 years Business Analyst Project Management Scrum master Finance or related experience
In Lieu of Education 8 years Business Analyst Project Management Scrum master Finance or related experience
Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal state and local laws:
Primarily move about the work environment.
Occasionally move about the work environment to complete the major responsibilities of the job.
Primarily performed indoors in an office setting.
Bonus Points If You Have
8 years Business Analyst Project Management Scrum master Finance or related experience
Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a fulltime basis.
Application Deadline:
The application window for this position is anticipated to close on May172025. We encourage you to apply as soon as possible. The posting may be available past this date but it is not guaranteed.Compensation:
The base pay for this position generally ranges between $106000.00 to $178800.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors such as but not limited to geographical location relevant experience education and skill level may impact the pay for this position.Benefits:
We also offer a range of benefits and programs based on eligibility. These benefits include:
Paid Parental Leave
Paid Time Off
401(k) Plan
Medical Dental Vision & Health Savings Account
Short and Long Term Disability Life and Accidental Death & Dismemberment insurances
Recognition Program
Education Assistance
Commuter Benefits
Family Support Programs
Employee Stock Purchase Plan
Learn more at .
What are you waiting for Apply today!
All Discover employees place our customers at the very center of our deliver on our promises to our customers each of us contribute every day to a culture that values compliance and risk management.
Discover is an equal opportunity employer and does not discriminate on the basis of race color religion sex sexual orientation gender identity national origin age disability protected veteran status or other legally protected status. (Know Your Rights)
Discover complies with federal state and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position to complete an application and/or to participate in an interview please email .Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.
At Discover we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicants qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check and we follow all applicable local laws including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance).
Positions marked as remote eligible are limited to remote locations within the country in which the position is based.
Applicants must be 18 or older at the time of hire.
Required Experience:
Staff IC
Employment Type
Full-Time
