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Assess and evaluate lending applications for clients using sound credit risk and affordability assessments financial principles and credit policies which will support the banks asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Banks risk appetite parameters. This will include the spectrum of lending products available to business segment clients including specialised lending trade finance debtors finance commercial property finance Agriculture (in particular) and others dependant on the client and segment within which the Manager operates.
Qualifications :
Minimum Qualifications
Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce or Finance and Accounting or Agric qualification
Experience Required
Credit RiskBCC
Risk & Corporate Affairs
Minimum of 35 years Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking and Agri).Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.
Additional Information :
Behavioral Competencies:
Technical Competencies:
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this please contact our Fraud line onor
Remote Work :
No
Employment Type :
Fulltime
Full-time