drjobs Manager, Credit Evaluation

Manager, Credit Evaluation

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1 Vacancy
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Job Location drjobs

Bloemfontein - South Africa

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Assess and evaluate lending applications for clients using sound credit risk and affordability assessments financial principles and credit policies which will support the banks asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Banks risk appetite parameters. This will include the spectrum of lending products available to business segment clients including specialised lending trade finance debtors finance commercial property finance Agriculture (in particular) and others dependant on the client and segment within which the Manager operates.


Qualifications :

Minimum Qualifications
Type of Qualification: Undergraduate Degree 
Field of Study: Business Commerce or Finance and Accounting or  Agric qualification 

Experience Required
Credit RiskBCC
Risk & Corporate Affairs

Minimum of 35 years Experience in intuitive credit assessment and decisioning in relevant segment and products  (i.e. across business banking and Agri).Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral. 


Additional Information :

Behavioral Competencies:

  • Articulating Information
  • Developing Strategies
  • Directing People
  • Embracing Change
  • Examining Information
  • Interpreting Data

Technical Competencies:

  • Compliance
  • Risk Management
  • Stakeholder Management
  • Strategic Alignment & Execution
  • Strategic Planning and Reporting

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this please contact our Fraud line onor 


Remote Work :

No


Employment Type :

Fulltime

Employment Type

Full-time

Company Industry

About Company

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