SME Lending Specialist
SME Lending Specialist
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Job Summary:
Responsible for promoting and processing loans analyzing financials managing client relationships and ensuring timely repayments. Also involves identifying market opportunities coaching team members and supporting branch performance. Requires a degree in business or finance 2 years of banking or MFI experience good communication skills and a strong commitment to fieldwork.
Main Responsibilities:
- Market bank products to individuals and firms promoting bank services that may meet customers needs.
- Prospect new clients and assist them for loan application.
- Analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
- Conduct loan appraisal collect detailed information (personal business and guaranties) and arrange to open new loan account.
- Prepare and execute loan application/credit memo.
- Monitor/follow up customer repayment daily and solve later repayment in a timely manner avoiding the debt being a serious debt.
- Assess local market conditions and identify current and prospective sales opportunities for Loan products and others banks products & services.
- Bring out the best of branches personnel by providing training coaching development and motivation.
- Performs other various duties as assigned.
Main Requirements:
- Bachelor of Business Administration in Management or Finance and Banking or in any related field.
- At least two years experience in banking or Microfinance industry or another related field.
- Acceptable written and verbal communication skills (Khmer and English).
- Good commitment in fieldwork and strong willing to work with rural people.
- Good understanding of Cambodian banking/MFI rules and regulations.
- Sound working knowledge of Computer (Ms. Word Ms. Excel Email).
- Honesty Initiative creatively high commitment and good interpersonal skill and able to manage and lead team for success.
Employment Type
Full Time
