Residential Credit Assessor

Australias most recommended bank is looking for multiple Residential Credit Assessors within our growing Customer Operations Department.

ING Customer Operations is a supportive and dynamic team delivering innovative financial lending products which are at the forefront of digital banking in Australia. ING currently operates in the Consumer Residential and Commercial markets. Our Credit Assessors are honest prudent and responsible because they play a critical role in our lending businesses. This role will assess credit and loan applications or variations for residential mortgages.

Youll be in your element in this role if your ideal day includes providing outstanding customer service to ING Customers and Brokers by assessing loans on a first time correct basis.

These are permanent positions that can be based in Sydney or Wyong.

What youll do

• Assess PAYG applications and progress to selfemployed in residential loan products.
• Review credit and risk assessments for loan/credit applications or variations within an allocated Delegated Lending Authority.
• Specialise in credit/risk analysis customer segmentation conveyancing and banking processes.
• Uphold ING policies and procedures (including INGs underwriting guidelines compliance and risk) to avoid unacceptable operational risk.
• Apply superb detail and attention to all transactions to consistently meet KPIs and quality indicators such as Moments of Truth.
• Operate within the ING service delivery guidelines to ensure that all credit applications are completed within the deadlines as set to meet optimal business outcomes.

What were looking for

• Previously held a Delegated Lending Authority (DLA) of at least $1m in a Residential Loan Approval setting.or Commercial setting or $60k within a Consumer/Retail finance setting (essential criteria).
• Excellent coordination collaboration and communication skills to confidently liaise with internal and external stakeholders.
• Sound knowledge of Australian lending practices including policy valuations mortgage insurance procedures and Australian banking regulatory requirements.
• Strong mathematical and statistical analysis aptitude.
• Recent localised experience in the finance industry in residential mortgages assessment.

Whats in it for you

• Drop everything and learn with over 16000 professional and personal development courses to choose from.
• Discounted ING Health Insurance.
• An additional Rest Day to support your wellbeing.
• An IMPACT Day to volunteer on approved sustainability activity.

About Us
At ING we want to make life simpler and more worthwhile for everyone who banks with us for the people who work with us and the community at large too.

When you come to work at ING youre joining a team where individuality isnt just accepted its encouraged. Weve built a culture thats fun friendly and supportive its the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to think differently take ownership of their work and make great things happen. Were here to help you get ahead. And with our global network theres plenty of scope to take your career in new directions perhaps even ones youve never considered.

We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.

Sound like the kind of place youd feel at home Wed love to hear from you.

(One last thing ING operates a direct talent sourcing model. So no agency introductions please.)

Need more
Contact Sabrina Huynh

Applications close Friday the 16th of May.

Still in two minds

At ING we know that diversity drives innovation. Research reveals that 60% of women and underrepresented groups may pause at this stage even after starting their application. Dont miss out on the opportunity to bring your unique perspective to our team submit your application today!

ING is Australias most recommended bank according to RFI Globals Consumer Atlas Survey February July 2024 (n 29688) when compared to customers of the 10 largest ADIs operating in Australia.

#LIDNI