DE Underwriter
DE Underwriter
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1 Vacancy
Job Description
Overview
We are always searching for talented Underwriters to join our team. One of the biggest benefits about Underwriting with PRMG is that we encourage remote Underwriting and you can work for us from anywhere in the nation. We are proud to say PRMG has one of the most aggressive bonus structures for Underwriters in the industry. Our Bonus structure has allowed some of our underwriters to double their base salary per year. Lastly we are big on Work Life Balance and Teamwork here our Underwriters work on a pod system that creates a positive work environment that allows Underwriters the perfect conditions for success and growth.
Responsibilities
Mortgage Underwriter Responsiblities
- Underwriter completes a thorough analysis of loan files to determine compliance with company investor and FHA/VA guidelines.
- Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an investment quality loan product.
- Checks accuracy of all calculations and data integrity. Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center.
- Assists with the training of new underwriters. Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation.
- Maintains company standard for Underwriter productivity level and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions.
- Strives to meet 3 Underwriting decisions/day within allotted time Communicates decision on loans to appropriate parties both verbally and in writing.
- Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager.
- Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files.
- Responds to post closing reviews and audits in a timely fashion.
- Performs related duties as directed by Underwriter or Operations Manager.
Qualifications
Mortgage Underwriter Qualifications
- Minimum three years of mortgage underwriting experience with solid working knowledge of underwriting guidelines.
- Experience Underwriting private investor and private mortgage insurance guidelines.
- Strong interpersonalcommunication and businessrelationship skills.
- Detail oriented with strong organizational and followthrough skills.
- Excellent analytical written communication and verbal communication skills.
- Technologically proficient.
- Bachelors degree in related field or equivalent professional experience.
At PRMG we not only celebrate and support differences we thrive on it for the benefit of our employees our products and our community. We are proud to be a workplace that provides equal employment opportunities to all employees and applicants and prohibits discrimination and harassment of any type without regard to race color religion age sex national origin disability status marital status protected veteran status sexual orientation gender identity or expression or any other characteristic protected by federal state or local laws.
Min
Max
Employment Type
Full-Time
