DescriptionBring your expertise to JPMorganChase. As part of Risk Management and Compliance you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve realworld challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be bestinclass.
As a Credit Risk Analyst on the Specialty Finance Risk Team you will support the risk management of a national portfolio of nonbank financial entities focused on residential mortgage originations commercial/consumer finance fintech and other financial service industries. You will work closely with Securitized Products Corporate and Investment Bankers Treasury Services and Traders to analyze structure risk grade and approve credit exposures.
Job Responsibilities
- Assist in the risk management of the portfolio maintaining an understanding of clients businesses
- Develop foundational knowledge of the residential mortgage finance and other specialty finance markets
- Participate in due diligence meetings which may be virtual or at the clients office
- Conduct financial analysis to assess the strength of corporate counterparties and identify key risks
- Monitor the portfolio to ensure internal risk grades remain accurate
- Work closely with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed
- Support the assessment of stress or downside credit scenarios including validating cash flow models
- Prepare/author written credit analysis and recommendations for senior credit officers
Required Qualifications Capabilities and Skills
- Bachelors degree in a quantitative discipline
- Strong interest in Commercial/Corporate Banking/lending or Structured Finance
- Excellent verbal and written communication skills
- Strong organizational skills and attention to detail
- Ability to collaborate with teammates along with internal and external stakeholders
- Strong work ethic with an ability to meet deadlines while multitasking
Preferred Qualifications Capabilities and Skills
- Prior experience in Commercial/Investment Banking especially with a credit structing and/or market focus
- Proficiency in Excel and PowerPoint
- Interest in residential mortgage specialty finance and/or securitization
- Basic/general understanding of credit documentation and transaction processes
- Ability to perform well under pressure in a demanding environment
Required Experience:
IC