Product Innovation Manager Coconut Grove Miami Fl
Product Innovation Manager Coconut Grove Miami Fl
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Job Description
The Product Innovation Manager is individually responsible for or manages a team that is responsible for driving the conceptualization development and launch of cuttingedge financial technology products. They will explore emerging trends identify market opportunities and collaborate with crossfunctional teams to secure buyin for innovative initiatives that position the company as a leader in the space. They will be (or become) a subject matter expert in financial technology financial products and regulatory frameworks. Acting as a key customer advocate they will champion usercentered design principles and agile processes to enhance customer experience.
USA Job Family Description: Researches develops and implements competitive pricing programs and/or banking products and services for various lines of business to appropriately price based on risk deposit or credit goals while maintaining profitability. Continuously monitors the market and competitor strategies to ensure pricing is in line to provide consumers and/or clients a fair price while maintaining market share and/or deposit levels. Plans directs and facilitates all phases of the pricing strategy changes from inception through introduction into the marketplace. Ensures products meet regulatory and industry standards.
USA Job Function Description: Researches develops and implements competitive banking products and services for the consumer small business and corporate markets to maximize profits. Translates technological advances and consumer needs into usable and marketable products. Plans directs and facilitates all phases of the product life cycle from inception through introduction into the marketplace. Ensures products meet regulatory and industry standards.
Essential Functions/Responsibility Statements:
- Aides in the identification and evaluation of emerging technologiessuch as AI automation and blockchainto address customer needs and capitalize on new market opportunities.
- Conceptualizes and prototypes new product ideas leveraging datadriven insights customer feedback and industry research.
- Collaborates with internal teamsincluding other product groups compliance marketing operations and salesto ensure product viability and alignment with business objectives.
- Develops compelling business cases and secures stakeholder buyin for innovative initiatives.
- Assists in developing and keeping current all product documentation.
- Monitors current and future regulatory trends and requirements
- Serves as a customer advocate demonstrating deep customer empathy to design innovative solutions that reduce cognitive load and empower users to achieve rapid success.
- Researches and keeps current competitive analysis information.
Qualifications: To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education:
Bachelors Degree or equivalent work experience: Engineering Business or equivalent technical field. Required
Work Experience:
- 5 Years Related experience in product development and/or line experience working with products. Required
Skills and Abilities:
- Solid understanding the impact of regulatory changes to the products
- Demonstrated understanding of product development life cycle
- Strong analytical skills/financial acumen
- Demonstrates the ability to create strategic plans and lay out a strategic course of action to drive future business growth for a specific product
- Selfstarter: forward thinking with a positive/cando attitude
- Demonstrates the ability to translate customer needs into marketable product features
- Ability to communicate effectively to internal teams key partners and executive management
- Demonstrates the ability to translate client needs into marketable product features
- Secure SDLC (System Development Life Cycle) methodologies experience
- Ability to interact with integrity and a high level of professionalism with all levels of team members and management
- Excellent verbal written and interpersonal communication skills
- Strong project management skills
- Experience with Waterfall and Agile project methodologies
- Experience with Agile Scrum (Daily Standup Sprint Planning and Sprint Retrospective meetings) and Kanban
EEO Statement: At Santander we value and respect differences in our workforce. We actively encourage everyone to apply.
Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin genetics disability age veteran status or any other characteristic protected by law.
Working Conditions: Frequent Minimal physical effort such as sitting standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds able to bend kneel climb ladders.
Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (nonexempt) the annual range is based on a 40hour work week. The exact compensation may vary based on skills experience training licensure and certifications and location.
Base Pay Range
Minimum:
Maximum:
Required Experience:
Manager
Employment Type
Full-Time
