Software Engineer II Backend

Visa is seeking a highly motivated and skilled Backend Software Engineer III  to join our Value Added Services PD Organization. As a key member of our team you will play a critical role in developing innovative solutions that enhance transaction management for merchants proactively address disputes and integrate advanced technologies to drive smarter decisionmaking.

In this role you will develop scalable highperformance software solutions integrate AI/ML technologies and collaborate with crossfunctional teams to build secure and reliable products that meet the evolving needs of our clients. You will have the opportunity to shape the platforms future while ensuring that our products support high availability and operational excellence.

Essential Functions: 

• Platform Development: Develop and maintain scalable highperformance software for the PostPurchase Solutions platform supporting four key products.
• Dispute Management: Build solutions to help merchants prevent disputes quickly resolve them and provide defense strategies against chargebacks with an emphasis on proactive dispute resolution.
• AI/ML Integration: Contribute to the development of AI/ML features such as predictive scoring for dispute probability and merchant success as well as AIdriven workflow management for dispute resolution.
• Collaboration & Leadership: Work closely with crossfunctional teams including product managers data scientists and engineers to build new products enhance existing offerings and support the growth of the platform.
• Agile Methodology: Work in an Agile environment following SAFe methodology and Scrum framework participating in twoweek sprints with a globally distributed team.
• Shared Services: Contribute to the development of underlying shared services such as user management workflow management and onboarding.
• Continuous Improvement: Drive improvements in code quality performance and scalability ensuring alignment with Visas best practices and SDLC standards.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 23 set days a week (determined by leadership/site) with a general guidepost of being in the office 50 or more of the time based on business needs.

NOTE: This role does not support relocation and we offer limited immigration sponsorship.

Qualifications :

Basic Qualifications

• 5 years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters MBA JD MD) or 0 years of work experience with a PhD OR 8 years of relevant work experience.

Preferred Qualifications

• 6 years of experience with a Bachelors Degree in Computer Science or related field or 4 years of experience with an Advanced Degree or up to 3 years of relevant experience with a PhD.
• Experience in software development including backend web applications using Java Spring Framework React and JavaScript.
• Strong knowledge of RESTful API design development and integration.
• Expertise in building responsive Single Page Applications (SPA) that consume REST services.
• Knowledge of ObjectOriented Programming ServiceOriented Architectures and Distributed Systems Design.
• Experience with Agile development methodologies Continuous Integration and Continuous Delivery using tools such as Git Jenkins Maven and SonarQube.
• Working experience with Kafka Spark and Hadoop is a plus.
• Understanding of data structures databases and data integration processes.
• Familiarity with security practices including authentication and authorization and ensuring compliance with industry standards.
• Exposure to containerbased technologies and cloud platforms.
• Knowledge of CI/CD tools including Jenkins Pipeline Git and JIRA.
• Strong understanding of GenAI adoption and its application in software development.

Visa is committed to fostering an inclusive work environment and building a team that reflects the diversity of our global customer base. If you are passionate about engineering excellence and driving meaningful impact we encourage you to apply.

Additional Information :

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 510 of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 124700.00 to 180650.00 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on jobrelated factors which may include knowledge skills experience and location. In addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.

Visa has limited immigration support for this role.

Visa is not offering relocation assistance for this role.

Remote Work :

No

Employment Type :

Fulltime