Compliance Analyst
Compliance Analyst
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Job Title:
Compliance AnalystLocation:
CA Westlake VillageWhat youll do:
As a Compliance Analyst youll need to ensure compliance with federal state and investor guidelines for mortgage loan origination and purchase activities. Youll play a critical role in identifying monitoring and mitigating risks by performing comprehensive prefunding prepurchase and postclosing reviews.- Perform detailed prefunding and prepurchase reviews to ensure compliance with internal policies regulatory requirements and investor guidelines.
- Conduct postclosing/purchase reviews to validate adherence to applicable laws regulations and investor standards.
- Monitor and analyze loan files for accuracy completeness and compliance with underwriting and program guidelines (FHA VA Fannie Mae Freddie Mac NonQM).
- Identify and escalate compliance and operational risks to the appropriate line of business teams and recommend corrective actions.
- Collaborate with crossfunctional teams including underwriting processing and quality control to resolve deficiencies or discrepancies in loan files.
- Prepare reports summarizing review findings risk assessments and recommendations for process improvements.
What youll need:
- 3 years of related experience in Mortgage Industry Regulatory Compliance or similar field.
- High school diploma required; Bachelors degree in related field preferred.
- Entry level to intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending including sales operations capital markets and/or other residential mortgage products and services.
- Entry level to intermediate knowledge of applicable federal and state regulatory and legal compliance obligations rules and regulations industry standards and practices including TRID ECOA HMDA FCRA Flood HOEPA HPML Appraisal ATR/QM TCPA UDAAP and Fair Lending.
- Entry level to intermediate knowledge of FNMA FHLMC FHA VA USDA and NonQM guidelines.
- Entry level to intermediate knowledge of Encompass loan origination system and integrated systems such as credit reporting compliance and pricing engines fraud manager HMDA and title / escrow settlement fee services.
- Intermediate speaking and writing communication skills.
Benefits youll love:
We offer all the important things youd want like competitive salaries an ownership stake in the company medical and dental insurance time off a great 401k matching program tuition assistance program an employee volunteer program and a wellness program. In addition youll have the opportunity to bolster your business knowledge learning the ins and outs of how successful companies operate and manage their finances giving you invaluable handson experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona Alliance Association Bank Bank of Nevada Bridge Bank First Independent Bank and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race sex color religion age nation origin marital status disability protected veteran status sexual orientation gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying please email or call. When contacting us please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Required Experience:
IC
Employment Type
Full-Time
