Compliance Manager - Lending Finance

Corporate Compliance is seeking a Compliance Advisor Manager to perform a key risk management role in the second line of defense advising Capital Ones Commercial lending businesses on applicable laws and regulations. The Commercial lending lines of business include Corporate Banking and Commercial Real Estate/Agency Financing and are responsible for providing banking services to business clients. Corporate Banking includes Middle Market Banking Financial Institutions Group Healthcare and Technology Media Telecom Municipal Banking and Energy. Commercial Real Estate provides balance sheet lending in addition to agency lending from Fannie Mae Freddie Mac and FHA. The Compliance Advisor Manager will support the businesses compliance with applicable laws and regulations as they relate to the sales underwriting and portfolio management processes. In addition as needs arise the Compliance Advisor Manager will assist in the advisory of the Finance corporate function which is responsible for executing overall financial management of Capital One and includes Corporate Treasury.

While working within the Compliance Management Program framework the Compliance Advisor Manager is responsible for identifying assessing and providing expert advice on regulatory risk and working with the lines of business and partners to mitigate compliance risk. The successful candidate will be an analytical thinker selfstarting with strong communication influencing relationship building and problem solving skills. The Compliance Advisor Manager will use these skills to drive actions that sustain business objectives and processes in a wellmanaged and compliant way.

Responsibilities include but are not limited to:

• Serving as a credible advisor and partner representing the Compliance organization to the businesses Risk Offices and other independent risk functions

• Developing and maintaining strong relationships with business leadership Legal Risk Office and other stakeholders and coordinating with teams to accomplish shared objectives

• Advising on business regulatory requirements including securities law (e.g Reg AB) banking regulations (e.g. Reg W Reg K) GSE requirements and state laws and maintaining subject matter expertise of applicable laws and regulations

• Anticipating identifying and escalating compliance risk scenarios early and proposing potential mitigating solutions

• Providing effective challenge and guidance on compliance risks and supporting the businesses through various interactions and forums including new initiatives

• Providing guidance and influencing adjustments to business policies standards and procedures to mitigate compliance risk

• Leading and reviewing compliance training as appropriate

• Providing guidance on controls over regulatory requirements and line of business monitoring of those controls

• Assessing operational breakdowns for compliance risk and providing guidance on remediation/recovery plans

• Assessing and advising on changes in law and regulations

• Facilitating the engagement between businesses and horizontal Compliance partners in AML Privacy and Fair & Responsible Banking

• Reviewing customer complaints and providing guidance on remediation

• Advising and dispositioning findings identified by compliance testing

• Supporting manager on regulatory exams and/or internal audits as necessary

• Maintaining expert understanding of compliance management program

Basic Qualifications:

• Bachelors Degree or military experience

• At least 3 years of experience in compliance legal or audit supporting commercial businesses

Preferred Qualifications:

• Masters Degree or Juris Doctor

• 4 years of experience in compliance legal or audit supporting commercial businesses

• Familiarity with and the ability to develop a thorough working knowledge of banking and securities laws and regulations (Reg AB GSE requirements state banking laws Regulation W Regulation K securities laws)

• Ability to research read and interpret regulations and advise the business

• Ability to communicate collaborate and manage relationships with internal and external stakeholders at various levels in a matrix organization

At this time Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum fulltime annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for parttime roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total wellbeing. Learn more at theCapital One Careers website. Eligibility varies based on full or parttime status exempt or nonexempt status and management level.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).