4B - Truist - Underwriter
4B - Truist - Underwriter
Posted on :
21-04-2025
Employer Active
1 Vacancy
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Monthly Salary
Not Disclosed
Salary Not Disclosed
Vacancy
1 Vacancy
Posted on :
21-04-2025
Job Description
Conventional Mortgage Underwriter
Process Lead
Work hours are in EST/EDT.
The Underwriter will review all loan documents and data in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics including but not limited to Borrowers ability to repay (income employment and assets) borrowers credit history and the collateral (property). UWs are granted Lending Authority based on their experience and their performance on initial test cases. Once Lending Authority is received they underwrite loans in accordance with regulatory requirements Investor guidelines and Truist overlays. Underwriter responsibilities include but are not limited to the following:
Responsibilities will include:
Basic
The job entails sitting as well as working at a computer for extended periods of time. Should be able to communicate by telephone email or face to face.
Work Remotely:
This role is fully remote/ WFH and must work EST/EDT hours aligned to client work hours. The project is based in Atlanta GA.
About Us
Infosys BPM Limited a wholly owned subsidiary of Infosys Limited (NYSE: INFY) provides endtoend transformative business process management (BPM) services for its clients across the globe. The companys integrated IT and BPM solutions approach enables it to unlock business value across industries and service lines and address business challenges for its clients. Utilizing innovative business excellence frameworks ongoing productivity improvementsprocess reengineeringautomation and cuttingedge technology platforms Infosys BPM enables its clients to achieve their cost reduction objectives improve process efficiencies enhance effectiveness and deliver sa uperior customer experience.
Infosys BPM has 47 delivery centers in 16 countries spread across 5 continents with 58702 employees from 110 nationalities as of December 2024.
The company has been consistently ranked among the leading BPM companies globally and has received over 60 awards and recognitions in the last 5 years from key industry bodies and associations like the Outsourcing Center SSON and GSA among others. Infosys BPM also has very robust people practices as substantiated by the various HRspecific awards it has won over the years. The company has consistently been ranked among the top employers of choice on the basis of its industryleading HR best practices. The companys senior leaders contribute widely to industry forums as BPM strategists.
EOE/Minority/Female/Veteran/Disabled/Sexual Orientation/Gender Identity/National Origin
Infosys is an equal opportunity employer and all qualified applicants will receive consideration without regard to race color religion sex sexual orientation gender identity national origin protected veteran status spouse of a protected veteran or disability.
EOE/Minority/Female/Veteran/Disabled/Sexual Orientation/Gender Identity/Nationality
Infosys is an equal opportunity employer and all qualified applicants will receive consideration without regard to race color religion sex sexual orientation gender identity national origin protected veteran status spouse of protected veteran or disability.
Process Lead
Work hours are in EST/EDT.
The Underwriter will review all loan documents and data in a loan file with the goal of rendering an Underwriting decision based on the loan characteristics including but not limited to Borrowers ability to repay (income employment and assets) borrowers credit history and the collateral (property). UWs are granted Lending Authority based on their experience and their performance on initial test cases. Once Lending Authority is received they underwrite loans in accordance with regulatory requirements Investor guidelines and Truist overlays. Underwriter responsibilities include but are not limited to the following:
Responsibilities will include:
- The ideal candidate will have over Three to Four years of experience independently underwriting residential mortgage loans expert analytical skills with DU & LP experience
- Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss.
- Responsible for ensuring all documentation meets program and AUS requirements
- Reviews and validates income and asset documentation
- Reviews AUS findings
- Issues underwriting decision and notifications of clear to close
- Reviews all credit documentation
- Reviews and approves all Trusts
- Ensure adherence to any client overlays
- Mortgage Insurance certs
- Issues Denials and 2nd tier manager reviews
- Suspend file if credit decisions are unable to be rendered
- Typically reports to a supervisor or manager.
Basic
- Bachelors degree or foreign equivalent required from an accredited institution. Will also consider three years of progressive experience in the specialty in lieu of every year of education.
- At least4 years of relevant work experience
- Familiar with standard mortgage concepts practices and procedures within a particular field.
- Should have working knowledge with any Mortgage loan origination application. Preferably BKFS application Empower MSP
- Relies on limited experience and judgment to plan and accomplish goals
- Performs a variety of tasks.
- Excellent mathematical and statistical aptitude.
- A certain degree of creativity and latitude as expected
The job entails sitting as well as working at a computer for extended periods of time. Should be able to communicate by telephone email or face to face.
Work Remotely:
This role is fully remote/ WFH and must work EST/EDT hours aligned to client work hours. The project is based in Atlanta GA.
About Us
Infosys BPM Limited a wholly owned subsidiary of Infosys Limited (NYSE: INFY) provides endtoend transformative business process management (BPM) services for its clients across the globe. The companys integrated IT and BPM solutions approach enables it to unlock business value across industries and service lines and address business challenges for its clients. Utilizing innovative business excellence frameworks ongoing productivity improvementsprocess reengineeringautomation and cuttingedge technology platforms Infosys BPM enables its clients to achieve their cost reduction objectives improve process efficiencies enhance effectiveness and deliver sa uperior customer experience.
Infosys BPM has 47 delivery centers in 16 countries spread across 5 continents with 58702 employees from 110 nationalities as of December 2024.
The company has been consistently ranked among the leading BPM companies globally and has received over 60 awards and recognitions in the last 5 years from key industry bodies and associations like the Outsourcing Center SSON and GSA among others. Infosys BPM also has very robust people practices as substantiated by the various HRspecific awards it has won over the years. The company has consistently been ranked among the top employers of choice on the basis of its industryleading HR best practices. The companys senior leaders contribute widely to industry forums as BPM strategists.
EOE/Minority/Female/Veteran/Disabled/Sexual Orientation/Gender Identity/National Origin
Infosys is an equal opportunity employer and all qualified applicants will receive consideration without regard to race color religion sex sexual orientation gender identity national origin protected veteran status spouse of a protected veteran or disability.
EOE/Minority/Female/Veteran/Disabled/Sexual Orientation/Gender Identity/Nationality
Infosys is an equal opportunity employer and all qualified applicants will receive consideration without regard to race color religion sex sexual orientation gender identity national origin protected veteran status spouse of protected veteran or disability.
Employment Type
Full Time
Key Skills
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