Senior Manager Senior Counsel - Fair Lending

Capital Ones Consumer & Small Business Legal Team is seeking an experienced strategic and missiondriven attorney to help facilitate access to credit in a Senior Counsel Fair Lending role. This pivotal role offers the opportunity to shape fair lending practices across our Consumer Card Retail Bank and Auto Finance businesses driving responsible innovation.

As a key legal partner this attorney will provide thoughtful businessminded guidance on fair lending and adverse action laws mitigate risks and help design the future of fair and responsible banking. The attorney will collaborate crossfunctionally with legal compliance and business stakeholders to ensure our practices reflect our values align with regulations and promote access to credit for communities.

The successful candidate must have strong legal and analytical skills an ability to navigate novel legal and business situations and the flexibility to simultaneously manage and lead a wide range of projects while working seamlessly with our business and legal partners.

Responsibilities Include:

• Serve as Capital Ones enterprisewide legal expert on the Equal Credit Opportunity Act the Fair Housing Act state fair lending laws and related regulations and guidance

• Advise Capital Ones Consumer Card Retail Bank and Auto Finance businesses and related support departments on business initiatives related to fair lending and fair banking

• Support Fair and Responsible Banking Compliance in the strategic implementation of Capital Ones fair lending and adverse action compliance management program

• Provide fair lending legal counseling support to commercial credit lines of business as needed

• Provide supplemental legal counseling support on team matters related to limited English proficiency physical and digital accessibility powers of attorney conservatorships and guardianship as needed

• Assist in the legal review of marketing materials and other communications for compliance with all consumer regulatory laws and internal marketing policies and controls as needed

Basic Qualifications:

• Juris Doctorate from an accredited law school

• Active member in good standing of at least one state bar

• At least 5 years of experience as an attorney in a law firm inhouse legal department or government agency

• At least 5 years of financial services industry knowledge and expertise including experience with regulatory requirements relating to consumer credit products and services

Preferred Qualifications:

• 6 years of experience as an attorney working on consumer regulatory matters

• A thorough knowledge of the Equal Credit Opportunity Act the Fair Housing Act and other accompanying regulatory lending laws and regulations

• Ability to build collegial and effective relationships with business clients attorneys project managers and corporate compliance professionals

• Ability to prioritize and independently manage a significant volume of legal questions on a broad array of topics with multiple and simultaneous deadlines

• Ability to rapidly synthesize new information and make quick wellgrounded decisions

• Strong oral communication skills with the ability to influence others

• Strong legal writing skills including experience drafting comment letters or other regulatory advocacy documents

At this time Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates spend 3 days per week inperson at one of our offices listed on this job posting. Fridays are enterprise wide virtual work days. Monday Tuesday Wednesday and Thursday are options for inperson days for associates to spend time together working in our beautifullydesigned team areas.

The minimum and maximum fulltime annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for parttime roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total wellbeing. Learn more at theCapital One Careers website. Eligibility varies based on full or parttime status exempt or nonexempt status and management level.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).