Data Scientist I Mid-level-Model Development

Why USAA

At USAA our mission is to empower our members to achieve financial security through highly competitive products exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.

Embrace a fulfilling career at USAA where our core values honesty integrity loyalty and service define how we treat each other and our members. Be part of what truly makes us special and impactful.

The Opportunity

We are seeking a dedicated Data Scientist I Model Development within the financial risk modeling team. In this role you will translate business problems into applied statistical machine learning simulation and optimization solutions to inform actionable business insights and drive business value through automation revenue generation and expense and risk reduction. In collaboration with engineering partners delivers solutions at scale and enables customerfacing applications. Leverages database cloud and programming knowledge to build analytical modeling solutions using statistical and machine learning techniques. Collaborates with other data scientists to improve USAAs tooling expanding the companys library of internal packages and applications. Works with model risk management to validate the results and stability of models before being pushed to production at scale.

We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in the following locations: San Antonio TX Plano TX Charlotte NC Tampa FL Phoenix AZ or Colorado Springs CO.

Translates business problems into applied statistical machine learning simulation and optimization solutions to inform actionable business insights and drive business value through automation revenue generation and expense and risk reduction. In collaboration with engineering partners delivers solutions at scale and enables customerfacing applications. Leverages database cloud and programming knowledge to build analytical modeling solutions using statistical and machine learning techniques. Collaborates with other data scientists to improve USAAs tooling expanding the companys library of internal packages and applications. Works with model risk management to validate the results and stability of models before being pushed to production at scale.

What youll do:

• Gathers interprets and manipulates structured and unstructured data to enable advanced analytical solutions for the business.
• Develops scalable automated solutions using machine learning simulation and optimization to deliver business insights and business value.
• Selects the appropriate modeling technique and/or technology with consideration to data limitations application and business needs.
• Develops and deploys models within the Model Development Control (MDC) and Model Risk Management (MRM) framework.
• Composes technical documents for knowledge persistence risk management and technical review audiences.
• Assesses business needs to propose/recommend analytical and modeling projects to add business value. Participates in the prioritization of analytics and modeling problems/research efforts with business and analytics leaders.
• Contributes to the development of a robust library of reusable productionquality algorithms and supporting code to ensure model development and research efforts are transparent and based on the highest quality data.
• Translates business request(s) into specific analytical questions completes the analysis and/or modeling and then communicates outcomes to nontechnical business colleagues with focus on business action and recommendations.
• Works closely with Data Engineering IT the business and other internal collaborators to deploy productionready analytical assets that are aligned with the customers vision and specifications while being consistent with modeling best practices and model risk management standards.
• Maintains awareness of ground breaking techniques. Actively seeks opportunities and materials to learn new techniques technologies and methodologies.
• Ensures risks associated with business activities are effectively identified measured monitored and controlled in accordance with risk and compliance policies and procedures.

What you have:

• Bachelors degree in mathematics computer science statistics economics finance actuarial sciences science and engineering or other similar quantitative subject area; OR 4 years of experience in statistics mathematics quantitative analytics or related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
• 4 years of experience in a predictive analytics or data analysis OR Advanced Degree (e.g. Masters PhD) in mathematics computer science statistics economics finance actuarial sciences science and engineering or other similar quantitative subject area and 2 years of experience in predictive analytics or data analysis.
• 2 years of experience in training and validating statistical physical machine learning and other advanced analytics models.
• 2 years of experience in one or more dynamic scripted language (such as Python R etc. for performing statistical analyses and/or building and scoring AI/ML models.
• Experience writing code that is easy to follow well documented and commented where necessary to explain logic (high code transparency).
• Experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL HQL NoSQL etc.
• Experience in working with structured semistructured and unstructured data files such as delimited numeric data files JSON/XML files and/or text documents images etc.
• Experience in performing adhoc analytics using descriptive diagnostic and inferential statistics.
• Ability to assess regulatory implications and expectations of distinct modeling efforts.
• Experience with the concepts and technologies associated with classical supervised modeling for prediction such as linear/logistic regression discriminant analysis support vector machines decision trees forest models etc.
• Experience with the concepts and technologies associated with unsupervised modeling such as kmeans clustering hierarchical/agglomerative clustering neighbors algorithms DBSCAN etc.
• Experience communicating analytical and modeling results to nontechnical business partners with emphasis on business recommendations and actionable applications of results.

What sets you apart:

• Advanced degree PHD or Masters
• Experience in Economic Capital Modeling Investment Risk Modeling Profitability Forecasting Asset Liability Management.
• Strong background in Applied Statistics & Data Science.
• Experience in Research and Model Development/Validation.
• Applied experience in Artificial Intelligence and Machine Learning.
• US military experience through military service or a military spouse/domestic partner.

Compensation range: The salary range for this position is: $114080 $218030.

Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.

Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits: At USAA our employees enjoy bestinclass benefits to support their physical financial and emotional wellness. These benefits include comprehensive medical dental and vision plans 401(k) pension life insurance parental benefits adoption assistance paid time off program with paid holidays plus 16 paid volunteer hours and various wellness programs. Additionally our career path planning and continuing education assists employees with their professional goals.

For more details on our outstanding benefits visit our benefits page on .

Applications for this position are accepted on an ongoing basis this posting will remain open until the position is filled. Thus interested candidates are encouraged to apply the same day they view this posting.

USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability or status as a protected veteran.