Manager Consumer Credit Risk
Manager Consumer Credit Risk
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Job Description
Overview
Who we are
Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the worlds most admired brands Toyota is growing and leading the future of mobility through innovative highquality solutions designed to enhance lives and delight those we serve. Were looking for talented team members who want to Dream. Do. Grow. with us.
An important part of the Toyota family is Toyota Financial Services (TFS) the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity it is an essential part of this worldchanging company delivering on Toyotas vision to move people beyond whats possible. At TFS you will help create bestinclass customer experience in an innovative collaborative environment.To save time applying Toyota does not offer sponsorship of job applicants for employmentbased visas or any other work authorization for this position at this time.
This position is based at the Toyota Headquarters in Plano TX
Who Were Looking For
The Manager Consumer Credit Risk is a business analyst manager responsible for leading credit policy and strategy development for TMCCs consumer auto business. This role includes leading a team of business analysts to drive profitable growth and process innovation through optimizing autodecisioning strategy establishing new capabilities to improve underwriting and monitoring risk performance of consumer auto loans and leases. A successful candidate has consumer auto credit risk experience demonstrated ability to lead a team of risk and analytics professionals by generating actionable and value adding insights a is able to collaborate with partners and stakeholders across a business network to communicate change and build buyin.
What Youll Be Doing
Origination Risk responsibilities include management of credit decisioning scorecards for lease and loan applications autodecisioning policy and automation origination asset quality monitoring performance monitoring and manual underwriting guidelines.
Identifying opportunities and developing strategy changes to increase market competitiveness gain profitable business and react quickly to changing dynamics and trends
Leading presentations and distilling complex analyses and insights into clear summaries visualizations and actionable recommendations for the Executive leadership team and Executive Committees
Coaching and development of more junior analysts on the team including hard data skills e.g. SQL Python) developing analytical frameworks and analysis plans and communicating insights through effective storytelling.
Build relationships with key stakeholders and become a trusted partner across TMCC including Sales Marketing Technology Legal Compliance and Finance.
What You Bring
Bachelors degree
At least 3 years of analytical experience in managing consumer credit risk
People leadership experience with a team of analytics professionals
Track record of effective communication and collaboration with internal stakeholders external partners and leadership.
Added Bonus If You Have
Auto Finance experience
6 years of relevant work experience
Advanced statistical knowledge
Experience leading development use or monitoring of statistical models
What Well Bring
During your interview process our team can fill you in on all the details of our industryleading and career development opportunities. A few highlights include:
A work environment built on teamwork flexibility and respect
Professional growth and development programs to help advance your career as well as tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Toyota 401(k) Savings Plan featuring a company match as well as an annual retirement contribution from Toyota regardless of whether you contribute
Paid holidays and paid time off
Referral services related to prenatal services adoption childcare schools and more
Tax Advantages Accounts (Health Savings Account Health Care FSA Dependent Care FSA)
Relocation assistance (if applicable)
Belonging at Toyota
Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star. Toyota is proud to have 10 different Business Partnering Groups across 100 different North American chapter locations that support team members efforts to dream do and grow without questioning that they belong.
Applicants for our positions are considered without regard to race ethnicity national origin sex sexual orientation gender identity or expression age disability religion military or veteran status or any other characteristics protected by law.
Have a question need assistance with your application or do you require any special accommodations Please send an email toRequired Experience:
Manager
Employment Type
Full-Time
