USC Credit Union is seeking a highly experienced Chief Lending Officer (CLO). The CLO will lead and coordinate our lending operations across a comprehensive portfolio that includes consumer auto mortgage commercial and collection services. In this pivotal role the CLO will be responsible for ensuring compliance with established lending and collection policies while implementing robust credit risk management practices. CLO will oversee our loan origination process ensuring it meets and exceeds our members needs. The CLO will provide coaching and oversight to their team measuring departmental progress toward targeted goals through metrics and reporting. The CLOs approach will be essential in enhancing the member experience and addressing their evolving needs. Additionally improving employee engagement will be a key focus to elevate the level of service provided to our members.
Responsibilities include but are not limited to:
- Develops and executes USCCUs top level lending strategies.
- Product manager for all lending products services and sources of lending related noninterest income.
- Directs the processing underwriting funding servicing and secondary marketing of all lending products.
- Directs all collection collateral liquidation loan modification and troubled debt restructuring programs and ancillary loan support functions (DMV loan document storage and retrieval workflow optimization etc.
- Directs all lending related credit union service organization (CUSO) operations that provide services to USCCU and its member/owners to other credit unions and their members and to other financial institutions.
- Recruits develops coaches and mentors a highperforming team of lending managers and support staff.
- Works in concert with other Chief Officers to ensure that the lending pipeline remains at capacity that our lending personnel thoroughly understand their responsibility to their internal customers as well as to USCCUs member/owners and that the lending team is efficient welltrained wellsupported and wellpaid in relation to their production and their highperforming assetsize peers.
- Analyzes and negotiates third party contracts with lending support vendors and secondary marketing entities to ensure that the CUs lending technology and product delivery solutions meet the needs of the CU and its member/owners.
- Ensures that the CUs lending products pricing structures and balance sheet concentration levels are within USCCUs interest rate credit balance sheet concentration and liquidity risk parameters.
- Analyzes departmental metrics to provide periodic reports on product performance service quality member value and departmental key performance indicators in support of progress toward USCCU strategic and operational goals as needed. Analyzes complex regulatory changes and implements the policies and procedures necessary to ensure compliance.
The ideal candidate will:
- Bachelors degree or combined experience/education for substitute for minimum education
- 10 years experience minimum
- Highly motivated detailoriented and passionate about driving member value.
- Strong knowledge of finance and accounting organizational structure dynamics financial modeling asset liability management and quantitative analysis.
- Handson financial leader with great communication presentation collaboration consensusbuilding and listening skills.
- Passion and curiosity for innovation and technology.
- Experience with a broad array of lending technology relevant to enhancing the member experience.
Compensation:
The annual salary range for this position is $210000 $260000. When extending an offer of employment the University of Southern California considers factors such as (but not limited to) the scope and responsibilities of the position the candidates work experience education/training key skills internal peer equity federal state and local laws contractual stipulations grant funding as well as external market and organizational considerations.
Why USC Credit Union is a great place to work:
- Medical through USC Network Blue Cross and Kaiser: Care and Health Care Flexible Spending Accounts (FSAs): with up to 10 employer contributions: reimbursement: Time Off (PTO) including up to 24 vacation days (based on tenure) 12 sick days 9 paid holidays 1 paid personal day 4 paid winter recess days paid bereavement and paid jury duty: and voluntary insurance benefits: Center that provides programs resources and services to benefitseligible staff and their dependents that help them thrive in all areas of worklife wellness: generous perks and discounts: on!Minimum Education: Bachelors degree Combined experience/education for substitute for minimum education Minimum Experience: 10 years Minimum Field of Expertise: Bachelors degree in finance business management or similar field. Highly motivated detailoriented and passionate about driving member value. Strong knowledge of finance and accounting organizational structure dynamics financial modeling asset liability management and quantitative analysis. Handson financial leader with great communication presentation collaboration consensusbuilding and listening skills. Passion and curiosity for innovation and technology. Experience with a broad array of lending technology relevant to enhancing the member experience.
USC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin protected veteran status disability or any other characteristic protected by law or USC policy. USC observes affirmative action obligations consistent with state and federal law. USC will consider for employment all qualified applicants with criminal records in a manner consistent with applicable laws and regulations including the Los Angeles County Fair Chance Ordinance for employers and the Fair Chance Initiative for Hiring Ordinance and with due consideration for patient and student safety. Please refer to theBackground Screening Policy Appendix Dfor specific employment screen implications for the position for which you are applying.
We provide reasonable accommodations to applicants and employees with disabilities. Applicants with questions about access or requiring a reasonable accommodation for any part of the application or hiring process should contact USC Human Resources by phone ator by email at. Inquiries will be treated as confidential to the extent permitted by law.
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Experience:Chief