LoanCollection Officer 12 Flex PCN 081268

This recruitment is being extended to allow for a larger applicant pool.

Are you currently in banking Do you have any office administrative experience We believe this is the exciting new career path just for you!

The Division of Investments with the Department of Commerce Community and Economic Development is recruiting for a Loan/Collection Officer 1/2 Flex (PCN 081268.

What is a Flex A Flex position offers the opportunity to advance from a Loan Collection Officer 1 to a Loan Collection Officer 2 upon successful completion of your training and probationary period. Typically such promotions require applying for a new position in a different department or division. However in this role you can achieve career growth without needing to apply elsewhere. We are committed to your success and professional development within our team.

Our division is dedicated to providing exceptional customer service to the residents of Alaska. We seek individuals who are passionate about making a positive impact in the lives of those we serve. If this sounds like you we encourage you to apply. We would be delighted to welcome you as a valuable member of our team.

We train our loan officers to become experts on all commercial loan transactions that could lead to other advancement opportunities.

This is a dynamic and adaptable position within our organization designed to support the lending for all loan programs administered by the Division. The successful candidate will be responsible for a wide range of tasks including but not limited to: Processing loan applications reviewing creditworthiness generating loan documentation and resolving customer inquiries. This position may require working across multiple loan programs and adapting to evolving needs. This individual will be a key contributor to the efficient and effective operation of our lending and servicing functions and will conduct the States direct lending business with professionalism integrity accountability and a spirit of continuous improvement.

The mission of the Division of Investments team is to administer and service loan programs under the Department of Commerce Community and Economic Development. These programs were primarily designed to promote economic development through direct state lending in industries and areas of the state that are not adequately serviced by the private sector.

Joining our team allows you to become part of a closeknit community where support mentorship and camaraderie abound including potential advancement within the division. Taking this position will enable you to build a solid core knowledge of lending practices by empowering you with the skills and knowledge necessary to excel in your role and reach your full potential.

This position is in the Robert B. Atwood building on the 18th floor in downtown Anchorage with views of the Park Strip Chugach Mountain Range Cook Inlet and Mt. Denali. The Investments team fosters collaboration and encourages open communication while designated quiet zones provide a sanctuary for focused work.

To be successful in this position a candidate will need the following core competencies:

• Learning:Uses efficient learning techniques to acquire and apply new knowledge and skills; uses training feedback or other opportunities for selflearning and development.

• Analytical Thinking/Problem Solving: uses a logical systematic sequential approach to address problems or opportunities or manage a situation by drawing on ones knowledge and experience base and calling on other references and resources as necessary.

• Lending: Knowledge of the principles practices and techniques of lending and/or debt collection perfected lien and security instruments.

• Financial Analysis: Experience demonstrated skills and knowledge of the principles methods and techniques of analyzing individual and business financial statements. Evaluates key financial indicators relevant to lending.

• Decision Making: Makes sound wellinformed and objective decisions; perceives the impact and implications of decisions; commits to action even in uncertain situations to accomplish organizational goals; causes change.

• Perform outreach efforts of available loan programs by traveling to Alaskan communities and making public presentations attending trade shows and workshops and meeting one on one with prospective borrowers.

• Conduct inspections of all types of collateral used to secure the loans assigned; prepare inspection reports containing an analysis of condition and value. Take action or make recommendations to protect collateral as necessary.

• Utilize complex proprietary software for all loan programs administered. Utilization includes entering data and customer correspondence reviewing and analyzing existing borrower information managing timelines and workloads and ensuring all entries are accurate.

**Classification Review Notice**
This Position Description is currently being reviewed by the Division of Personnel & Labor Relations Classification Section. Depending on the outcome of the allocation this recruitment pool may or may not be utilized to fill this vacancy.

Minimum Qualification for the Loan/Collection Officer 1:
Any combination of education and/or experience that provides the applicant with competencies in

• Analytical Thinking/Problem Solving: uses a logical systematic sequential approach to address problems or opportunities or manage a situation by drawing on ones knowledge and experience base and calling on other references and resources as necessary.

• Attention to Detail: Is thorough when performing work and conscientious about attending to detail.

• Lending/Debt Collection: Knowledge of the principles practices and techniques of lending and/or debt collectionperfectedlien and security instruments. This includes knowledge ofapplicablecourtprocedures processes and actions.

• Oral and Written Communication: Expresses information (for example ideas or facts) to individuals or groups effectively taking into account the audience and nature of the information (for example technical sensitive controversial); makes clear and convincing oral and written presentations; listens to others attends to nonverbal cues and responds appropriately.

• Reading: Understands and interprets written material including technical material rules regulations instructions reports charts graphs or tables; applies what is learned from written material to specific situations. Equivalent to those typically gained by:

• Analytical Thinking/Problem Solving: uses a logical systematic sequential approach to address problems or opportunities or manage a situation by drawing on ones knowledge and experience base and calling on other references and resources as necessary.

• Interpersonal Skills: Shows understanding friendliness courtesy tact empathy concern and politeness to others; develops and maintains effective relationships with others; may include effectively dealing with individuals who are difficult hostile or distressed; relates well to people from varied backgrounds and different situations; is sensitive to cultural diversity race genderdisabilities and other individual differences.

• Legal Government and Jurisprudence: Knowledge of laws legal codes court procedures precedents legal practices and documents Government regulations Executive orders agency rules Government organization and functions and the democratic political process.

• Lending/Debt Collection: Knowledge of the principles practices and techniques of lending and/or debt collection perfected lien and security instruments. This includes knowledge of applicable court procedures processes and actions.

• Reasoning: Identifies rules principles or relationships that explain facts data or other information; analyzes information and makes correct inferences or draws accurate conclusions.

At time of application applicant(s) are requested to submit:

• Postsecondary transcripts if using education to meet the minimum qualifications.

• List of three 3 professional references that have had supervisory responsibility over you along with their current daytime contact phone numbers;
• Three 3 most current performance evaluations /or three 3 professional letters of reference if evaluations are not available.