US Loan Processor
US Loan Processor
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Salary Not Disclosed
1 Vacancy
Job Description
PrecisionDriven Lending Support for the World s Top Markets
When your calculations can influence credit approvals across borders you re not just processing you re powering global finance. This is a highimpact seat at the financial frontline where your loan processing precision supports U.S. mortgage operations and compliance standards. Advance in an international career that lets you grow your portfolio without packing your bags.
Job Description
As a US Loan Processor youll play a vital role in keeping mortgage operations running smoothly. From reviewing documents and managing pipelines to coordinating closings and ensuring compliance your attention to detail helps deliver accurate ontime loan processing. Your work supports seamless transactions and strengthens global lending performance every step of the way.
Shift: Flexible Work Schedule
Work setup: Flexible (Hybrid WFH Onsite)
- Gathering and analyzing all necessary documentation to process mortgage applications including credit reports income and asset documents title work and appraisals
- Managing a daily loan pipeline to meet rate lock expirations mortgage commitment deadlines and department turnaround times
- Communicating loan status updates clearly and professionally to borrowers sales teams and other stakeholders
- Ensuring full compliance with disclosure requirements and regulatory standards throughout the loan process
- Preparing files accurately for closing confirming key dates escrow account setups and coordinating with settlement agents
- Collaborating with underwriting document funding postclosing and internal departments to complete loans correctly and efficiently
- Updating and maintaining loan statuses within the Loan Origination System (LOS) including timely processing of denied or canceled loans
Requirements
The Qualifications We Seek
- 2 3 years of recent experience in processing residential home loans with a focus on conventional FHA and VA products (preferred)
- Excellent customer service skills with the ability to provide timely professional updates via verbal and written communication
- Solid understanding of industry regulatory requirements and available loan products
- Familiarity with underwriting guidelines for agency FHA and VA loans (preferred)
- Proficiency in Microsoft Office and loan processing systems Encompass experience preferred)
Benefits
Exciting Perks Await!
- Competitive Salary Package
- Fully customized Emapta laptop with peripherals
- Flexible work arrangement
- Flexible work schedule
- Prime office locations (Easy access to MRT stations restaurants and banks)
- Comprehensive HMO coverage with free dependent
- Unlimited upskilling through Emapta Academy courses (Want to know more Visit 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
- Exclusive Emapta Lifestyle perks (hotel and restaurant discounts and more!
- Unlimited opportunities for employee referral incentives across the organization
- Standard government and Emapta benefits
- Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
- Fun engagement activities for employees
- Mentorship and exposure to global leaders and teams
- Career growth opportunities
- Diverse and supportive work environment
Welcome to Emapta Philippines!
Join a team that values camaraderie excellence and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024 Emapta stands proudly alongside industry giants offering stability and exciting career opportunities. Work with global clients across industries in a culture built on collaboration and innovation. Let your career thrive in the #EmaptaEra apply now.
The Qualifications We Seek 2 3 years of recent experience in processing residential home loans, with a focus on conventional, FHA, and VA products (preferred) Excellent customer service skills with the ability to provide timely, professional updates via verbal and written communication Solid understanding of industry regulatory requirements and available loan products Familiarity with underwriting guidelines for agency, FHA, and VA loans (preferred) Proficiency in Microsoft Office and loan processing systems (Encompass experience preferred)
Employment Type
Full Time
