RAC Underwriter II
RAC Underwriter II
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$ 51430 - 105520
1 Vacancy
Job Description
The position is described below. If you want to apply click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application youll be invited to create a profile which will let you see your application status and any communications. If you already have a profile with us you can log in to check status.
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Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
The position is responsible for achieving asset quality objectives underwriting standards via credit and loan originations internal sales and marketing profit objectives volume and growth goals for the center. This is the initial line in ensuring we manage Risk per Truist expectations.ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time.
1. Responsible for making quality credit decisions in fast paced environment.
2. Comply with all stated guidelines policies and procedures as well as all State and Federal rules and regulations.
3. Perform internal and external sales and marketing to present our Value Promise to effectively develop profitable Dealer Client Relationships.
4. Assist Loan Processing teammates to ensure efficient and compliant funding procedures.
5. Visit assigned Dealer Clients independently or jointly with Relationship Manager to develop stronger relationships to enhance volume.
6. Review all early payment defaults and document findings. In addition followup with dealership personnel on any fraudulent items (e.g. straw purchases missing options).
7. Provide a high level of customer service to customers and clients in support of our Perfect Client Experience (PCE) initiatives.
8. Maintain application approval rates at an acceptable level as set by corporate standard.
9. Other Critical Tasks and Duties assigned including but not limited to documentation of marketing activities in client relationship management.
10. The annual base salary for this position is $51430 to $105520.
Required Qualifications:
The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelors degree or equivalent education and related training or experience.
2. Three years of industry related experience
3. Good problemsolving and analytical abilities.
4. Interpersonal skills to build dealer and customer relations
5. Excellent communication skills to be able to relate to dealership and office personnel
6. Ability to multitask in a fastpaced environment
7. Ability to work independently during periods of limited supervision
8. Ability to work flexible schedules including weekends and evenings
9. Demonstrated proficiency in basic computer applications such as Microsoft Office software products
10. Ability to travel occasionally overnight
Preferred Qualifications:
1. Proficient at calculating numerous formulas and ratios
2. Knowledge of all facets of automotive industry
3. Marketing skills
4. Working knowledge of operational systems (Salesforce Origenate etc.
5. Bilingual
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits though eligibility for specific benefits may be determined by the division of Truist offering the offers medical dental vision life insurance disability accidental death and dismemberment taxpreferred savings accounts and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by fulltime or parttime status) during their first year of employment along with 10 sick days (also prorated) and paid holidays. For more details on Truists generous benefit plans please visit our Benefits site. Depending on the position and division this job may also be eligible for Truists defined benefit pension plan restricted stock units and/or a deferred compensation plan. As you advance through the hiring process you will also learn more about the specific benefits available for any nontemporary position for which you apply based on fulltime or parttime status position and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race gender color religion citizenship or national origin age sexual orientation gender identity disability veteran status or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the LawPay Transparency Nondiscrimination Provision EVerify
Employment Type
Full-Time
