Underwriter III- Mortgage
Underwriter III- Mortgage
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
If you want to make valuable contributions to your team and expand your knowledge skills and expertise in Home Lending Operations and even more so in Underwriting then JP Morgan Chase has a great opportunity for you. With highly supportive leadership and programs to foster growth and career mobility your skills and capabilities can increase and be finetuned to make you more agile and versatile in reaching your career potential.
As an Underwriter III Mortgage in Assumptions you will be responsible for delivering top notch support that is vital to Home Lending and the Consumer and Community Bank. You will handle the analysis of underwriting file for Capacity Capital Character Collateral and Condition and also be responsible for the communication of the outcome of that analysis. This includes ensuring that loan request meets program and product specifications or counteroffer when appropriate. You must follow investor guidelines in the process to ensure compliance and meet compliance and regulatory requirements.
Job responsibilities
- Ensure that loan transaction meets investor assumption transfer of ownership guidelines
- Ensure that loan request meets program and product specifications or counteroffer when appropriate
- Communicate decision of loan (approval suspense denial) to appropriate individuals within JPMorgan Chase
- Uphold fair lending practices of JPMorgan Chase Mortgage
- Meet productivity targets for productivity quality and customer satisfaction
- Contribute continually to the success of the business customers profitability and controls
- Contribute to the initiatives that improve our business
Required qualifications capabilities and skills
- 3 years Conventional mortgage underwriting experience
- Expertise in Government Agency and Jumbo guidelines as well as understanding of Government lending
- Demonstrated high productivity and quality in prior role in a consistent manor
- Demonstrates ability to work in a team and coach/mentor others
- Strong verbal and written communication skills
- Strong analytical decision making and negotiation skills
Preferred qualifications capabilities and skills
- Demonstrates understanding of the end to end origination and/or assumptions process flow
- Knowledge of Mortgage insurance policies
- Experience in creative solutions exceptions justification and customer focus
Employment Type
Full-Time
