Senior Compliance Specialist Risk Assessment

The role:

The Senior Compliance Specialist Risk Assessment is a key contributor within the second line of defense Compliance organization responsible for leading and executing the enterprisewide Compliance Risk Assessment (CRA) program. This role is ideal for a strong doer with advanced knowledge of regulatory compliance handson skills and a bias for clarity consistency and impact. The role integrates compliance risk assessments with regulatory change impacts control evaluations and product/service risks.

This role will also support compliance risk taxonomy management alignment to the Compliance Management System (CMS) and the development of datadriven reporting for senior leaders and regulators.

What youll do:

• Execute the annual Compliance Risk Assessment (CRA) across all business units ensuring consistent risk scoping regulatory mapping and documentation standards.
• Integrate regulatory change management insights into the risk assessment process to reflect current and emerging risk trends and regulatory expectations.
• Collaborate with legal product compliance officers and first line risk leads to assess risk exposures tied to products services delivery channels and regulations.
• Lead the design and maintenance of compliance risk libraries and taxonomies ensuring alignment to federal/state laws and enterprise risk frameworks.
• Develop and maintain scoring methodologies for inherent risk control effectiveness and residual risk ratings using defensible and repeatable logic.
• Review and challenge businessunit risk assessments ratings and justifications; provide credible challenges and escalate discrepancies when necessary.
• Coordinate and facilitate walkthroughs control discussions and action planning with key stakeholders to remediate gaps and reinforce risk mitigation.
• Support linkages across compliance elements including control testing issue management regulatory change tracking and compliance training.
• Produce executivelevel dashboards and reporting that highlight risk posture emerging risks gaps trends and mitigation actions.
• Contribute to the continuous improvement of the CRA methodology templates and supporting tools to improve scalability repeatability and regulatory alignment.

What youll need:

• Bachelors degree in Business Finance Law or related field.
• Minimum of 5 years of experience in regulatory compliance legal or compliance risk management in a bank or financial services company.
• Minimum of 3 years in a compliance or risk role within banking or financial services with direct experience in compliance risk assessments.
• Proven ability to assess consumer and enterprise regulations (e.g. Reg E Z DD FCRA BSA/AML ECOA UDAAP) and translate into business impacts.
• Strong familiarity with CMS components including issue management control testing training and regulatory change protocols.
• Experience working in the second line of defense with responsibility for oversight challenge and governance.
• Excellent analytical and writing skills; able to produce highquality deliverables for internal and regulatory audiences.
• Adept at facilitating crossfunctional discussions documenting risk decisions and driving accountability across stakeholders.

Nice to have:

• CRCM CAMS or CCEP certification are strongly preferred.
• Working knowledge of OCC 201743 OCC 201129 CFPB Examination Manual and other regulatory guidance governing compliance risk and CMS.
• Experience conducting risk assessments that inform risk appetite strategic risk planning and regulatory reporting.
• Ability to interpret regulatory changes and their implications on existing controls policies and products.
• Prior experience with GRC platforms (e.g. ServiceNow) and regulatory inventory systems (e.g. Compliance AI Regology Cube).
• Familiarity with RCSA integration and risk/control rating methodologies.
• Experience preparing and supporting regulatory exam readiness or remediation workstreams.
• Demonstrated ability to operate in a fastpaced environment with evolving priorities and ambiguity.
• Proficient in Excel/(google)Sheets PowerPoint/Slides and data visualization tools for risk reporting.

Required Experience:

Senior IC