Commercial Credit Analyst
Commercial Credit Analyst
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Job Description
Who We Are
Through our service brands Hyundai Motor Finance Genesis Finance and Kia Finance Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai Genesis and Kia customers and dealerships. We provide vehicle financing leasing subscription and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow innovate and diversify we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a valuesdriven company dedicated to supporting both internal and external communities through volunteering philanthropy and the empowerment of our Employee Resource Groups. Together we strive to be the leader in financing freedom of movement.
We Take Care of Our People
Medical Dental and Vision plans that include nocost and lowcost plan options
Immediate 401(k) matching and vesting
Vehicle purchase and lease discounts plus monthly vehicle allowances
Paid Volunteer Time Off with company donation to a charity of your choice
Tuition reimbursement
What to Expect
The Commercial Credit Analyst will operate as a selfcontained credit unit within the Commercial Credit Department to perform and coordinate comprehensive credit collateral and economic reviews of all financing proposals to identify current and/or early detection of company risk.
What You Will Do
1. Financial Proposals
Complete periodic reviews and inspections of collateral documentation reporting and financial statements following required scheduled formats (CCAP Risk Based Review or Automated Review).to identify current and/or early detection of company risk.
Collect on excessive audit exceptions (SIV/FIV) principal & interest payments 10th business day of month) and curtailments (last business day of the month). Monitor and followup on reported duplicate financed vehicles.
Review overline/aged inventory reporting and interface with Sales to determine causal factors and obtain plan to reduce.
2. Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers.
3. Complete the applicable tasks on the liquidation checklist after floorplan payoffs.
4. Review floorplan insurance policies to ensure proper coverage and compliance.
What You Will Bring
Minimum 24 years related credit analysis experience required; knowledge of financial statements preferred.
College degree in Business or related field.
Possess credit and financial skills in an analytically challenging environment.
Proven time management prioritization skills and high attention to detail.
Ability to multitask in a fastpaced environment.
Proficient in MS Suites including Word Excel and Outlook.
Strong written and verbal communication skills including strong interpersonal skills to interact with team and dealers.
Work Environment
Employees in this class are subject to extended periods of sitting standing and walking vision to monitor and moderate noise levels. Work is performed in an office environment.
The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
If you have any questions about CCPA regarding California residents or HCA team members please contact the Privacy Team at .
Required Experience:
IC
Employment Type
Full-Time
