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Job Summary

Essential Job Functions

• Manages all the facets of the analytical project lifecycle including data collection and exploration code development validation and deployment. Create datadriven marketing proposals initiatives and presentations to improve customer relationships and increase sales. 15

• Translate business partners needs into advanced analytics projects and prioritize projects based on expected tactical and/or strategic business impact as well as available resources to achieve timely project deliveries. 10

• Conduct advanced statistical analysis and research to enhance predictive modeling capability and to broaden and deepen the impacts on consumer marketing in direct and digital channels. Lead efforts to develop models across customer lifecycle for example acquisition existing customers retention etc. 10

• Develop a team of associates and understand and improve existing process to gain efficiency. Understand organizational priorities and dynamics and guide the team efforts and work to align with enterprise strategy and participate in enterprise wide initiatives. Lead Coach motivate challenge and provide managerial guidance to the team. Develop and execute training programs for the team. 10

• Utilizes excellent communication skills to articulate a strategic vision to the team. Provides continuous feedback and completes formal performance evaluations as directed by the organization. Values associate recognition and celebrating the accomplishments of individual team members as well as the overall team. 5

• Lead both direct reports and other associates to accomplish company initiatives. Lead critical business initiatives in partnership with associates across geographies (as required). 15

• Build a strong relationship and provide consultation to both internal business partners and external clients to expand the influence of Data Science on Bread Financials business. Values strategic communication and the importance of building consensus 10

• Acts as extension of US Data Science team and interacts with key internal stakeholders to drive the correct analysis & recommendations for our brand partners. Design and present solutions to internal and external business partners/leadership. 5

• Lead individuals that are responsible for building and enhancing existing models for our Brand Partners. Demonstrates attention to detail and accuracy by analyzing data and drawing conclusions based upon the data. 10

• Extensive handson experience in model development and Machine learning algorithms. Expertise in developing and applying Data Science/ML models and algorithms in retail banking or/and fintech domain. Work across the customer lifecycle to develop objective functions that optimize the response rate sales acquisition based on business requirements. 10

Minimum Qualifications

• Bachelors Degree in Statistics Mathematics Computer Science Information Systems Economics Finance Marketing Business or similar.

• 10 years years of work experience developing machine learning models to deliver insights and solve business problems within a bank credit card retail or insurance business. Some people and/or project management experience. Supervisory experience.

• Experienced in endtoend project delivery including model deployment strategy building financial impact/scenario analysis (including Operational Savings Cost Avoidance Topline growth Bottom line Growth ROI etc..

Preferred Qualifications

• Masters Degree MBA or equivalent experience in Statistics Mathematics Engineering Data Science Computer Science Economics or other quantitative fields.

• Business acumen through demonstrated knowledge of credit card operations banking financial loyalty rewards retail and credit card industry.

• Proven expertise in leveraging a variety of data sources including first party and third party data digital metrics structured/unstructured data.

• Additional exposure to upcoming and cuttingedge fintech/payment solutions is desirable.

Skills

• Statistics

• Credit Management

• Model Development

• Data Analytics

• Data Science

• People Leadership

Reports To: Senior Manager and above

Direct Reports: 11 15

Work Environment

• Normal office environment hybrid.

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time the Company reserves the right to add and/or delete essential functions from this job at any time.

• All job offers are contingent upon successful completion of credit and background checks.

• Bread Financial is an Equal Opportunity Employer.

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