Risk Analyst
Risk Analyst
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Job Description
About PhonePe Group:
PhonePe is Indias leading digital payments company with 50 crore 500 Million) registered users and 3.7 crore 37 Million) merchants covering over 99 of the postal codes across India. On the back of its leadership in digital payments PhonePe has expanded into financial services (Insurance Mutual Funds Stock Broking and Lending) as well as adjacent techenabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is Indias first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the companys vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services.
Culture
At PhonePe we take extra care to make sure you give your best at work Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here you own your work from start to finish right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions ideating with some of the best minds in the country and executing on your dreams with purpose and speed join us!
Risk Analyst
Roles and Responsibilities:
- You will work with data to understand patterns and antipatterns to determine risk activity ranging from fraud AML identity theft KYC and noncompliant activity per RBI company policies.
- You are responsible for defining developing and communicating key metrics that need to be monitored to infer risky activity with respect to businesses category products merchants etc.
- You model data and quantitatively analyze that translates data into actionable insights and can contribute to decision making with your stakeholders keeping PhonePe principles and customer interest as sacrosanct.
- Analyze data to recommend antifraud processes for changing transaction patterns and trends.
- Provide support to cross functional teams in their adhoc risk analytics requests.
- Work closely with Engineering Product Operations & Business teams to develop fraud risk solutions.
Skills and Qualifications:
- Bachelors in engineering or Masters degree in Management Maths Statistics or related quantitative discipline.
- You must have 12 years of experience in data analytics / risk analytics / business analytics.
- Proficient in SQL. Should be able to write queries to manipulate and consolidate data from multiple data sources.
- Excellent Excel skills.
- Strong quantitative abilities distinctive problemsolving and excellent analytical skills.
- Strong organisational communication presentation and project management skills.
- Good working knowledge of programming languages like SAS Python R.
- Theoretical and practical knowledge of statistical techniques such as regression segmentation forecasting.
- Working experience with BI tools (QlikView/Tableau/PowerBI/ QlikSense etc) will be an added advantage.
PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles)
- Insurance Benefits Medical Insurance Critical Illness Insurance Accidental Insurance Life Insurance
- Wellness Program Employee Assistance Program Onsite Medical Center Emergency Support System
- Parental Support Maternity Benefit Paternity Benefit Program Adoption Assistance Program Daycare Support Program
- Mobility Benefits Relocation benefits Transfer Support Policy Travel Policy
- Retirement Benefits Employee PF Contribution Flexible PF Contribution Gratuity NPS Leave Encashment
- Other Benefits Higher Education Assistance Car Lease Salary Advance Policy
Working at PhonePe is a rewarding experience! Great people a work environment that thrives on creativity the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog.
Required Experience:
IC
Employment Type
Full Time
