Business Commercial Banking BCB Risk Graduate Programme - Structured Credit Risk
Business Commercial Banking BCB Risk Graduate Programme - Structured Credit Risk
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Job Description
Are you a recent law graduate looking to make a significant impact in the financial sector We are seeking talented individuals to join our Structured Credit Risk division as Graduate Trainees.
Our 18month graduate program is designed to equip you with the skills and experiences necessary to become a skilled Risk Practitioner within the Business & Commercial Banking segment of Standard Bank. You will receive guidance and support from Senior Executives & Managers who oversee the Risk Management portfolios.
Through a series of rotations you will learn how risk is managed in the bank and gain extensive experience in various areas of Credit Risk within the Business & Commercial Banking business unit across South Africa. These areas include:
- Legal and Regulatory Compliance
- Understanding the legal frameworks governing credit risk.
- Ensuring compliance with regulatory requirements.
- Drafting and reviewing legal documents related to credit risk.
- Credit Risk Assessment
- Conducting thorough risk assessments for potential clients.
- Evaluating the legal implications of credit decisions.
- Collaborating with the credit evaluation team to support the Commercial Segments asset growth targets.
- Risk Mitigation Strategies
- Developing strategies to mitigate legal risks associated with credit.
- Advising on the legal aspects of risk management policies.
- Supporting business partners in understanding and meeting client lending needs.
- Quantitative and Qualitative Analysis
- Analysing data to evaluate current strategies and develop innovative challenger strategies.
Providing legal insights to inform decisionmaking and customercentric strategies.
Why join Standard Bank
- Comprehensive Training Receive in depth training from industry experts to build a solid foundation in credit risk.
- Professional Development Access mentorship networking opportunities and resources to support your growth.
- RealWorld Projects Work on projects that have a tangible impact helping you apply your knowledge and skills.
- Career Pathways Our program opens doors to a rewarding career at Standard Bank.
Take the next step in your career journey with us and be part of a team that values innovation collaboration and excellence.
During this 18month programme you can look forward to:
- Legal and Credit Evaluations Ensure that credit evaluation processes and decisions are executed effectively within the parameters of relevant legal and product policies.
- Credit Risk Lifecycle Collaborate with the Credit Risk Management team to prepare agreements manage preconditions for loan drawdowns release limits and manage postsanction conditions.
- Operations Processes Review and ensure compliance with detailed standard operating procedures and service level agreements.
- Project Management Participate in projects and adhoc functions including training staff and supporting Customer Journeys.
- Stakeholder Management Network and build strong mutual relationships across the Business and Commercial banking team.
- Client Engagement Support the business in understanding clients and ensuring lending opportunities fall within risk appetite.
Application closing date: 30 June 2025
Qualifications :
Masters or Honours in:
BCom Law / Bachelor of Laws (LLB)
Accounting in final year advantageous.
Honours qualification to be completed by 31 December 2025
Additional Information :
Minimum requirements:
- South African Citizen
- Should you have work experience it should not exceed 18 months
- Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
