Credit Analyst
Credit Analyst
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Powering Global Finance with Expert Credit Analysis and Smarter Lending
Vault Lending Solutions is rewriting the rules of mortgage broking. As an awardwinning industry leader and eChoice Digital Presence Award finalist they specialize in tailored home commercial and vehicle finance solutions that go beyond onesizefitsall lending. With deep lender partnerships and a reputation for securing competitive approvals they turn financial roadblocks into success stories. Their expertise isn t just recognized it s reshaping the mortgage landscape. Step into a company where smart lending meets big opportunities and every decision fuels financial success.
Job Description
As a Credit Analyst you will assess loan applications analyze financial data and ensure compliance with lending regulations. You ll verify documents input data accurately and collaborate with borrowers loan officers and underwriters to facilitate smooth processing. Your expertise will help secure tailored financial solutions while driving efficiency in mortgage lending.
Job Overview
Shift: Day Shift; Mon Fri 06:00 AM 03:00 PM Weekends Off
Salary: PHP 50000 to PHP 100000
Work Setup: Permanent Work From Home
- Review and assess loan applications for accuracy and completeness.
- Analyze applicants financial status including income assets debts and credit history.
- Collect and verify supporting documents such as tax returns bank statements and credit reports.
- Accurately input applicant data into the loan processing system.
- Communicate with borrowers to gather additional information and address inquiries.
- Prepare loan files while ensuring full compliance with regulatory and company policies.
- Collaborate with loan officers underwriters and internal teams to facilitate efficient loan processing.
- Stay informed on lending regulations and industry best practices.
Requirements
The Qualifications We Seek
- Bachelor s degree in finance business administration or a related field (preferred).
- Certificate IV in Finance and Mortgage Broking (or willingness to obtain).
- Minimum of 3 years of experience as a Credit Analyst or in a similar financial role within the Australian Mortgage Broking Market.
- Strong proficiency in credit analysis and financial assessment.
- Ability to interpret and analyze financial data accurately.
- Excellent analytical skills with strong attention to detail.
- Proficiency in loan processing software and relevant financial applications.
- Exceptional communication and interpersonal skills.
- Experience leading a team of mortgage professionals (a plus).
- Ability to work independently and collaboratively in a team environment.
- High ethical standards with a strong commitment to confidentiality.
Benefits
Exciting Perks Await!
- Day 1 HMO coverage with free dependent
- Competitive Salary Package
- Permanent WFH arrangement
- Day shift schedule
- Fixed weekends off
- Unlimited upskilling through Emapta Academy courses (Want to know more Visit 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
- Exclusive Emapta Lifestyle perks (hotel and restaurant discounts and more!
- Unlimited opportunities for employee referral incentives across the organization
- Standard government and Emapta benefits
- Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
- Fun engagement activities for employees
- Mentorship and exposure to global leaders and teams
- Career growth opportunities
- Diverse and supportive work environment
Welcome to Emapta Philippines!
Join a team that values camaraderie excellence and growth. As one of the Top 20 Dream Companies of Filipinos in 2024 Emapta offers stability global opportunities and competitive compensation. Work with international clients in a collaborative and innovative environment. We provide unlimited opportunities for professional development ensuring you thrive in a supportive and dynamic workplace. Take your career further with Emapta. Apply now and be part of the #EmaptaEra!
The Qualifications We Seek Bachelor s degree in finance, business administration, or a related field (preferred). Certificate IV in Finance and Mortgage Broking (or willingness to obtain). Minimum of 3 years of experience as a Credit Analyst or in a similar financial role within the Australian Mortgage Broking Market. Strong proficiency in credit analysis and financial assessment. Ability to interpret and analyze financial data accurately. Excellent analytical skills with strong attention to detail. Proficiency in loan processing software and relevant financial applications. Exceptional communication and interpersonal skills. Experience leading a team of mortgage professionals (a plus). Ability to work independently and collaboratively in a team environment. High ethical standards with a strong commitment to confidentiality.
Employment Type
Full Time
