Credit Risk Associate
Credit Risk Associate
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Job Description
Who we are
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companiesfrom the worlds largest enterprises to the most ambitious startupsuse Stripe to accept payments grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyones reach while doing the most important work of your career.
About the team
Stripe is launching Stripe Delivery Centers a new global team to design implement and grow Stripes operations for the next decade. We are looking for a number of dynamic and curious people that have a passion for solving global user issues building operations drive process improvement and want to play a frontline role in building this new operational capability for Stripe and accelerating Stripes growth. If you like challenging scaled problems and are an amazing teammate we want to hear from you!
What youll do
The Credit Operations team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. This team will directly impact the companys bottom line and growth capabilities by supporting new and emerging businesses. The Credit Operations team is responsible for conducting credit risk assessments underwriting small medium and large users and proposing mitigation strategies that enable Stripe to take smart risks for our users.
Responsibilities
- Work with merchants from successful venturebacked startups to well established institutions; evaluating their business models and financial statements
- Help manage Stripes portfolio by developing a deep understanding of risk across industries geographies and operating models
- Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment
- Utilize analytics to optimize strategies which can be enforced across Stripes portfolio
- Identify risk factors and trends and further report these identifiers to the wider risk team to ensure consistency in partnership
- Identify gaps in current systems policies and strategies and recommend enhancements and process improvements
- Have an opportunity to learn how Stripe operates from ground up and make a real impact on the future on organization
- Be a part of building a brand new team and operational culture for Stripe
- Partner with global operations specialists or business process owners to run a critical workflow
Who you are
Were looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements you are encouraged to apply. The preferred qualifications are a bonus not a requirement.
Minimum requirements
- A minimum of 2 years of experience with knowledge of commercial credit underwriting financial risk modeling and cash flow forecasting
- Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
- Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
- You excel in analytical thinking and problem solving
- You have a processoriented mindset and ability to get things done
- You enjoy working in an inoffice environment with strong cross team collaboration and support
- You are able to prioritize and enjoy working in a quickmoving environment
- You are humble and have a proven track record for working well across teams and with external partners
Preferred qualifications
- Degree/diploma in Finance or Accounting
- Experience in payments ecommerce or fintech mitigating credit risk
Required Experience:
IC
Employment Type
Full Time
