Is accountable for assisting Manager Relationship Premium in the of their credit portfolio.
- To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive mobile value adding financial partnership role.
- Ensures deep understanding of Customers business through regular interaction with clients including their place of business.
- Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.
- To do complex financial analysis on annual financial statements management accounts and cash flow projections.
- To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.
- Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.
- To build trust credibility and confidence with Agricultural and Business Clients
Qualifications :
Minimum Degree Requirements one of the below qualifications or similar:
- (Management Accounting)
- (Accounting)
- (Agricultural Economics)
- FAIS required
Preferable / Advantages:
- Hons Degree
- SAICA Articles/CA(SA)
- CIMA Qualified
Experience Requirements:
3 Years experience in the following fields or similar:
- Financial Management Financial Accounting Management Accounting role or similar.
- Credit/Financial Analyst role in Business Banking.
Preferable / Advantages:
- Agricultural Knowledge / Experience
Additional Information :
Behavioural Competencies:
- Adopting Practical Approaches
- Challenging Ideas
- Convincing People
- Developing Expertise
- Developing Strategies
Technical Competencies:
- Banking Process & Procedures
- Business Acumen (Audit)
- Customer Acceptance & Review (Business Banking)
- Customer Understanding (Business Banking)
- Financial Acumen
- Risk Identification
Remote Work :
No
Employment Type :
Fulltime