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You will be updated with latest job alerts via emailJob Title:VP Commercial Lender
Primary Location:12471 W. Linebaugh Ave Tampa FL 33626
Employee Status: fulltime salary
In Office: Tampa FL
Estimated Hours/Week:38
Remote: No
Weekly Pay
Comprehensive Health & Wellness package including Medical (with prescription coverage) Dental and Vision
Matching Health Savings Account Contributions Dependent Care flexible spending account (FSA)
Retirement options like 401 (k) with company match and pension
Paid time off: Vacation Personal days paid holidays paid volunteer time sick days & flex time
Tuition reimbursement
To see a full list of our benefit offerings check out this helpful guide!
The Vice President Commercial Lender role is responsible for relationship and commercial loan portfolio growth through both existing and new customer relationships. The VP Commercial Lender will possess thorough knowledge of commercial lending policy and depository services as well as an
understanding of the LMCU mission vision and values business model philosophy risk tolerance and culture. This role is responsible for loan portfolio management and maintenance. In addition to insuring high standards for customer service work quality presentations and compliance with policies and process are maintained. The VP Commercial lender is responsible for selfdevelopment by keeping skills uptodate (sales policy management documentation compliance technical etc) through multiple resources and will maintain individual professional development plan.
Process to Close the Loan:
Leverage your internal and external resources to guarantee efficient process of all aspects of process: (I.e.: Ensure appraisal is ordered arrange for the title work etc.
Assign the file to LOA for file preparation.
Review loan file to ensure all terms and conditions have been met and obtain all appropriate signatures including depository requirements.
Coordinate of the documents to close the loan.
Loan WriteUp and Process
Understand customer request and make preliminary determination of viability.
Collect pertinent information to the request including financial statements project information background and as much information as possible.
Partner with Credit to obtain any additional information or clarifications.
Communicate committee decision to customer.
Move to close the loan.
Loan Portfolio Management and Maintenance
Monitor portfolio for credit quality past due credits nonperforming loans loan servicing and clearing outstanding loan conditions.
Consistently call on clients/members on quarterly to semiannual basis to keep aware of new opportunities.
Relationships and Loan Portfolio Growth for Existing Customers
Monitor customer relationship development and account management to include: Identifying cross sell opportunities for deposits and all other products/services.
Develop a strong business pipeline of transactions and activity to enhance the customer relationship. Goal is $15MM in loan production $7MM in portfolio growth and $60000 fee income
Be accessible to customer as point person referral source or advocate as needed.
Scout and communicate potential crosssell opportunities to customers.
Network and leverage on customers behalf for potential (crosssell) business opportunities.
Share insights knowledge and market trends as customers consider additional business opportunities.
Take interest in customers business and be knowledgeable of their operations and financial developments
Five to eight years of similar or related experience.
Bachelors Degree in Finance Business or a related field of study
Were proud of our past thrilled with our present and couldnt be more excited about our future! Lake Michigan Credit Union has grown to become one of the largest credit unions in the nation with our headquarters in West Michigan.
As a credit union LMCU is a notforprofit institution owned by its members instead of corporate stockholders. We are accountable directly to our members and they directly share in our success benefitting by lower and fewer fees better savings and checking interest rates lower cost mortgages and a host of other advantages that simply dont exist at traditional banks.
Its about always doing whats best and right for our members it guides everything we do.
From friendly knowledgeable and professional employees who greet you by name to offering stellar value at every turn LMCU works for its members.
Working with LMCU you can grow and advance in your career and work with talented teams that help you become better each and every day. As an employee you can have confidence in knowing your work is having an impact by supporting our mission of serving our members lifetime financial needs.
Youll be encouraged to innovate and excel and were committed to your empowerment as an employee providing ongoing training development support and opportunities for you to achieve your career goals.
Have additional questions about the role
You may email us at: .
If you lack access to the internet or internet connectivity or have a disability that hinders your ability to apply online please choose one of the following options to obtain assistance:
Call us at:
Mail your resume to: 5664 Prairie Creek Drive Caledonia MI 49316
Please Note: These options are reserved for use by individuals requesting an accommodation as a candidate. Information received via these options will be routed to our HR team who will provide appropriate assistance to facilitate the completion of LMCUs online application.
Required Experience:
Exec
Full-Time