Senior Mortgage Underwriter
Senior Mortgage Underwriter
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GBP 30000 - 50000
1 Vacancy
Job Description
Job Description
Job title: Senior Mortgage Underwriter
Location: hybrid in Manchester
Salary: up to 50k DOE benefits)
Our client is a specialist bridging and buytolet lender. Theyve developed a strong name in these specialists markets with a real appetite to support their brokers introducers and endusers. Due to growth our client is looking to recruit a new senior underwriter for their team.
This will be a great opportunity to report to a supportive manager who is keen on developing his staff. If youre looking for a fresh challenge and have bridging buytolet or mortgage underwriting experience please apply.
The successful candidate will be responsible for evaluating mortgage applications and ensuring compliance with regulatory requirements and company policies. This role involves detailed analysis of financial documents risk assessment and decisionmaking regarding loan approvals.
Responsibilities:
Evaluate and underwrite residential and commercial mortgage applications.
Analyse financial documents credit reports and property appraisals to assess applicant risk.
Ensure all underwriting activities comply with regulatory requirements and company policies.
Make informed lending decisions and provide clear concise rationale for approvals or denials.
Mentor and provide guidance to junior underwriters promoting best practices and professional development.
Collaborate with loan officers processors and other stakeholders to facilitate smooth processing of mortgage applications.
Participate in continuous improvement initiatives to enhance underwriting processes and efficiency.
Stay updated on industry trends regulatory changes and best practices in mortgage underwriting.
Requirements:
Minimum of 3 years of experience in underwriting
Extensive knowledge of underwriting guidelines risk assessment and regulatory requirements.
Proficiency in using underwriting software and tools.
Specific experience in underwriting bridging loans and buytolet mortgage would be an advantage but not essential.
Familiarity with the unique risk assessments and regulatory considerations associated with bridging loans and buytolet properties.
#LIPB1
Required Experience:
Senior IC
Employment Type
Full-Time
