CECL Qual - Associate

Line of Service

Advisory

Industry/Sector

Banking and Capital Markets

Specialism

Risk Architecture

Management Level

Associate

Job Description & Summary

At PwC our people in data and analytics focus on leveraging data to drive insights and make informed business decisions. They utilise advanced analytics techniques to help clients optimise their operations and achieve their strategic goals.

In data analysis at PwC you will focus on utilising advanced analytical techniques to extract insights from large datasets and drive datadriven decisionmaking. You will leverage skills in data manipulation visualisation and statistical modelling to support clients in solving complex business problems.

Driven by curiosity you are a reliable contributing member of a team. In our fastpaced environment you are expected to adapt to working with a variety of clients and team members each presenting varying challenges and scope. Every experience is an opportunity to learn and grow. You are expected to take ownership and consistently deliver quality work that drives value for our clients and success as a team. As you navigate through the Firm you build a brand for yourself opening doors to more opportunities.

Examples of the skills knowledge and experiences you need to lead and deliver value at this level include but are not limited to:

• Apply a learning mindset and take ownership for your own development.
• Appreciate diverse perspectives needs and feelings of others.
• Adopt habits to sustain high performance and develop your potential.
• Actively listen ask questions to check understanding and clearly express ideas.
• Seek reflect act on and give feedback.
• Gather information from a range of sources to analyse facts and discern patterns.
• Commit to understanding how the business works and building commercial awareness.
• Learn and apply professional and technical standards (e.g. refer to specific PwC tax and audit guidance) uphold the Firms code of conduct and independence requirements.

As an Associate youll work as part of a team of problem solvers helping to solve complex business issues from strategy to . PwC Professional skills and responsibilities for this management level include but are not limited to:

• Use feedback and reflection to develop self awareness personal strengths and address development areas.
• Delegate to others to provide stretch opportunities coaching them to deliver results.
• Demonstrate critical thinking and the ability to bring order to unstructured problems.
• Use a broad range of tools and techniques to extract insights from current industry or sector trends.
• Review your work and that of others for quality accuracy and relevance.
• Know how and when to use tools available for a given situation and can explain the reasons for this choice.
• Seek and embrace opportunities which give exposure to different situations environments and perspectives.
• Use straightforward communication in a structured way when influencing and connecting with others.
• Able to read situations and modify behavior to build quality relationships.
• Uphold the firms code of ethics and business conduct.

As a member of the Risk & Regulatory Advisory team you will advise financial institutions on a broad range of credit risk management topics including organization and governance; credit process optimization; risk rating model design build and implementation; and Current Expected Credit Losses (CECL) process and tools. You will work on a team evaluating designing and implementing credit risk strategies to support our clients in addressing key market challenges focused on credit risk.

Job Requirements and Preferences:

• Basic Qualifications: Bachelor Degree Required: Business Administration/Management Mathematics Statistics Finance Accounting Economics
• Preferred Degree: CA or CS; Certifications in FRM or CFA are a plus
• Minimum Years of Experience: 1.5 years to 3 years

Demonstrates a thorough level of abilities and/or a proven record of success in how to lead or facilitate relevant project management or client consultations in the areas of creditrelated activities and credit risk management preferably in some combination of the following areas:

Possessing knowledge of Allowance for Credit Losses including methodology models and US GAAP requirements under Current Expected Credit Losses (CECL) and knowledge of IFRS 9

Strong writing and communication skills across complex accounting credit and model topics

Experience in the reserve finance or controllership organization at a large financial institution

Experience in designing building and/or validating qualitative reserves for financial institutions across a broad array of asset classes including both consumer and commercial loans.

Demonstrates a thorough level of abilities and/or a proven record of success with designing and implementing process improvement solutions leveraging PC applications including MS Office (Word Excel Access PowerPoint) where applicable including:

Knowledge of typical credit reserve methodologies used at financial institutions to determine the allowance for loan losses (i.e. Credit Reserve ACL or CECL).

Operating successfully as both an individual contributor and team member identifying and addressing client needs. Preparing coordinating and delivering complex written and verbal materials to clients and senior management (e.g.PPT presentations summary reports/ memos oral presentations)

Collaborating with teams to create a proven atmosphere of trust seeking diverse

views to encourage improvement and innovation and coaching staff including

providing timely meaningful written and verbal feedback;

Identifying and addressing client needs by building and maintaining trust (e.g.

client relationship management);

Considering crosscultural differences seeking diverse views to encourage

improvement and innovation and fostering a global mindset for the team;

Demonstrating experience in working with and managing onshore and offshore

teams;

Demonstrating thorough ability to communicate project goals and objectives

project status and deliverables building consensus and presenting standard

industry practices/point of view effectively; and

Keeping leadership informed of progress and issues.

Education (if blank degree and/or field of study not specified)

Degrees/Field of Study required:

Degrees/Field of Study preferred:

Certifications (if blank certifications not specified)

Required Skills

Optional Skills

Accepting Feedback Accepting Feedback Active Listening Algorithm Development Alteryx (Automation Platform) Analytic Research Big Data Business Data Analytics Communication Complex Data Analysis Conducting Research Customer Analysis Customer Needs Analysis Dashboard Creation Data Analysis Data Analysis Software Data Collection DataDriven Insights Data Integration Data Integrity Data Mining Data Modeling Data Pipeline Data Preprocessing Data Quality 33 more

Desired Languages (If blank desired languages not specified)

Travel Requirements

Not Specified

Available for Work Visa Sponsorship

No

Government Clearance Required

No

Job Posting End Date