Commercial Loan Officer
Commercial Loan Officer
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Emerge is actively recruiting for a Commercial Loan Officer in Sidney Illinois who thrives on building lasting relationships and driving success. In this pivotal role youll be more than just a team memberyoull be a key player shaping the banks growth and earning potential. If youre passionate about connecting with people making strategic decisions and taking ownership of your success this is the opportunity youve been waiting for. With your leadership and communication skills youll play a vital role in creating lasting connections and fueling both customer satisfaction and the banks bottom line.
Primary Duties:
- Manage a portfolio of farm farm real estate and related agricultural loans.
- Participate in the analysis of loan requests responsible for the overseeing the administration of the loans that you have made.
- Provide an excellent customer experience comply with all relevant regulations and adhere to established credit standards.
- Work effectively with department staff and management.
- Properly close and document all loan transactions in accordance with the approved terms and conditions.
- Maintain a strong visible and positive presence through public relations activities in community events and clubs.
- Interviews agricultural loan applicants to develop information concerning their businesses needs desires abilities and earnings to determine whether a loan is an acceptable risk.
- Follows current loans and lines of credit to ensure conformity with terms and to gain knowledge of developing customer trends as well as monitoring how the credit performs.
- Manages delinquency rate within assigned portfolio and conforms to banks assigned parameters.
- Calls on potential or existing customers to develop new business and increase existing business.
- As an officer of the bank it is important that you promote and represent the bank in a positive manner while at work and outside of work.
Qualifications:
- Bachelors degree in finance business economics or a related field.
- Must have at least 3 years in lending relationship management or a similar role.
- Strong understanding of lending products credit analysis financial risk assessment and underwriting principles.
- Excellent communication negotiation and presentation skills.
- Ability to work independently prioritize tasks and meet lending targets.
- Proficiency in financial analysis tools credit scoring models and Microsoft Office Suite.
- Familiarity with lending regulations compliance requirements and industry best practices.
- Strong ethical values and commitment to maintaining client confidentiality.
If you are qualified for this position please click apply now or send resume to Elaine McKenna Sr. Search Consultant at . Thank you in advance however only qualified candidates will be contacted. #INDHCLR
Who is Emerge We are a global talent solutions company working with clients all over the world. We deliver managed sales services marketing and business solutions to our clients. We are committed to your success working quickly and efficiently to provide tangible measurable results.
Required Experience:
Unclear Seniority
Employment Type
Full Time
