drjobs VP-Loan Officer

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Job Location drjobs

Seeley Lake, MT - USA

Monthly Salary drjobs

Not Disclosed

drjobs

Salary Not Disclosed

Vacancy

1 Vacancy

Job Description

Position Summary

The VP/Loan Officer is responsible for managing an existing portfolio developing new business underwriting structuring and closing loans in accordance with the Banks established policies and procedures. This position must exercise sound judgment throughout the loan making process. The VP/Loan Officer will have extensive customer contact and be responsible for all operational aspects for consumer agriculture and commercial loans.

The VP/Loan Officer is responsible for abiding by and keeping up to date on the Banks lending policies in addition to State and Federal lending regulations.

The level of this position is based on years of service education and/or equivalent experience knowledge level and skill set.

Essential Functions

To perform this job successfully an individual must be able to perform each Essential Function and Skill satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

1. Demonstrate excellent written and verbal communication skills.

2.Possess knowledge of regulations governing consumer and 14 family lending practices.

3. Possess an innovative outlook to drive continual progress and retention.

4. Process consumer loan transactions and aid with transaction inquires.

5. Analyze financial statements cash flows pay records and tax returns.

6. Present credits and loans for approval to appropriate authority as required.

7. Be proactive in obtaining new consumer and 14 family residential loan customers for the Bank.

8. Demonstrate the ability to prioritize workload.

9. Take consumer and 1 4 family loan applications: Approve or reject loan requests in accordance with loan policies and procedures.

10. Obtain and maintain a working knowledge of regulatory requirements as they relate to safety and soundness compliance and operations.

11. Develop referral networks suggest alternate channels and crosssell products and services to accomplish the Banks goals.

12. Service loan portfolio to ensure documentation requirements are met.

13. Demonstrate a strong commitment to customers and the Bank.

14. This position requires a valid Drivers License.

15. All employees are expected to exemplify and follow our core values.

16. Regular attendance and punctuality when reporting to work.

17. Travel for trade and industry schools and seminars as needed.

18. This position may require installation of a MultiFactor Authentication (MFA) app on an employees personal mobile device. THE MFA apps are used to authenticate a users identity to the system for security purposes.

19. Adhere to and comply with all applicable federal and state laws regulations and guidance including those related to BSA/AML as well as adhere to the Banks policies and procedures.

20. Perform other duties as assigned and requested.

Core Values

Humility We are bluecollar bankers. We are relatable downtoearth people who greet our smallest customer the same way we greet our largest.

Respectful Genuine Care for Others We care about each other we care about our customers and we care about our communities.

Finds A Way This simply put is nothing more than attitude. Its a cando spirit a desire to help to contribute to go above and beyond and to make a difference.

Effort We expect a lot of ourselves and hold ourselves to a high standard. We are not entitled and we need to earn it from our customers and each other every day.

OwningIt OwningIt or Accountability is a big word that can encompass a great many things. For Citizens Alliance Bank its about ownership. When an employee says they will do something they follow through and get it done.

Education

High School diploma or GED etc.

Continuing Education to maintain job knowledge.

Three to five years of banking experience.

Preferred Three to five years of customer service experience.

Preferred Proficiency in Microsoft Suites.

The employer has the right to revise this position description at any time. The position description is not a contract for employment.

Citizens Alliance Bank is an Equal Opportunity Employer.All qualified applicants will receive consideration for employment without regard to race color age religion gender sexual preference or orientation gender identity gender expression national origin disability veteran status and all other protected classes.


Required Experience:

Exec

Employment Type

Full-Time

Company Industry

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