Head Collateral Credit BCBPPB
Head Collateral Credit BCBPPB
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Job Description
To drive the provision of adequate Credit Risk controls for individuals as well as complex business entities across the three main business streams: BCC CHNW and Wholesale focusing on risks encountered in the postcredit granting stage of the lending process by ensuring the appropriateness applicability consistency validity and enforceability of all collateral and confirming that collateral are in legal order and properly housed to secure assets in order to mitigate credit risks.
Qualifications :
Type of Qualification: First Degree
Field of Study: Banking
Type of Qualification: First Degree
Field of Study: Legal
Experience Required
Credit Risk BCB
Risk & Corporate Affairs
12 years
Experience with home loans and lending will be beneficial in this role.
12 years
Personal and Business banking will provide holistic exposure regarding credit risks lending and associated collateral. Preferable to have banking experience particularly pertaining to banking processes with regard to collateral documentation and the operation thereof.
57 years
Understand the banks products & facilities terms & the associated terms & conditions in the facility life cycle to ensure that legal risk is effectively restricted. Knowledge of legislative requirements such as credit agreements loan documentation & the variety of lending mechanisms & types of collateral that may be used. Exposure to registration processes & internal controls & processes specifically relating to the drafting management & custody of collateral documentation.
Additional Information :
Behavioural Competencies:
- Adopting Practical Approaches
- Challenging Ideas
- Convincing People
- Developing Expertise
- Developing Strategies
- Examining Information
- Exploring Possibilities
- Making Decisions
- Providing Insights
- Resolving Conflict
- Understanding People
- Upholding Standards
Technical Competencies:
- Asset Based Lending
- Contract Management
- Loan Assessment & Approval
- Loan Processing
- Mortgage Lending
- Risk Acceptance
- Risk Identification
- Risk Measurement
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
