SENIOR DATA ANALYST CREDIT RISK
Must be located in Central MN and have reasonable commute to St. Cloud MN due to inoffice requirements.
SCHEDULE: FullTime MondayFriday 8:00am5:00pm CST
COMPENSATION: Starting Pay: $91500 $114375 per year.
WHO WILL SHINE IN THIS ROLE
As a Senior Data Analyst you will play a critical role in evaluating borrower creditworthiness assessing potential losses and developing strategies to mitigate credit and fraud risks. You will take the lead on complex data initiatives working with large datasets to uncover insights that shape business strategy. In this role you will collaborate with crossfunctional teams apply advanced analytics techniques and create impactful reports and dashboards. If you thrive in a datadriven environment and enjoy solving complex problems this is the perfect opportunity for you!
WHAT YOULL DO
- Lead data analysis projects collect clean and organize large datasets to develop and implement statistical models aimed at reducing credit and fraud risks.
- Analyze credit risk exposure identify trends and opportunities to monitor and assess the loan portfolios risk profile.
- Develop reports and dashboards maintain performance monitoring tools using Tableau SAS Excel and SQL.
- Conduct predictive modeling apply advanced statistical techniques to support business strategies and decisionmaking.
- Collaborate crossfunctionally work with business teams and the Operational Underwriting Team to translate data insights into actionable strategies.
WHAT WERE LOOKING FOR WHO WE ARE
MustHave Qualifications:
- Bachelors degree in Business Mathematics Statistics Economics or a related field.
- Minimum of 5 years experience in data analysis working with large datasets and complex data projects.
- Ability to prepare and effectively present data analyses to business users.
Nice to Have but not Required:
Masters degree in a relevant field.
Competent in data analysis and programming tools such as Python Hive or R.
Experience in the financial or banking industry with a focus on credit risk.
LOCATION & WORK SETTING
- Office Address: 628 Roosevelt Rd St. Cloud MN 56301
- Schedule: FullTime MondayFriday 8:00am5:00pm CST
- Work Setting: Hybrid
COMPETITIVE COMPENSATION & BENEFITS
- Starting Pay: $91500 $114375 per year.
- The estimated range is the budgeted amount for this position. Final offers are based on various factors including skill set experience location qualifications and other jobrelated reasons.
Additional Perks that Go the Extra Mile:
Annual Discretionary Bonus
Earned Safe & Sick Time (ESST)
Paid Maternity & Paternity Leave
Paid Time Off (PTO) & 8 Paid Holidays
Donation Matching & Paid Volunteer Time
401(k) Match 100 of your deferrals up to 5
Tuition Reimbursement & Student Loan Match Program
HOW TO APPLY
It only takes a couple minutes! Submit your resume on our website at preferredcredit/careers.
EQUAL EMPLOYMENT OPPORTUNITY
PCI is an equal employment opportunity employer committed to diversity equity & inclusion. We make hiring decisions based on qualifications merit and business needs. If you need assistance or an accommodation due to disability please contact PCI HR at
Required Experience:
Senior IC