Manager Credit Risk Portfolio Management 132698
Manager Credit Risk Portfolio Management 132698
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1 Vacancy
Job Description
Requisition and Talent Acquisition Consultant Details
REQ 132699 Twanette Coetser
Pipeline Advert
Location and Cluster
Total Business Banking and Retail CDR Risk Collection
Sandton Gauteng
Career Stream
Leadership Pipeline
Manage Self Professional
Manager Credit Risk Portfolio Management
Job Purpose
To provide client service by applying sound credit risk management principles with approved credit mandates through management of a designated portfolio of clients across multiple products enabling Nedbank to reduce the cluster impairment charge with the view to rehabilitate the client in line with the business or individual turnaround strategy.
Key Deliverables
Credit and Credit Riskassessment and collections of arrears/excesses of all products namely Current Accounts Savings Accounts Home Loan accounts Commercial & Industrial Property Personal Loan accounts Term loans and Asset Based Finance motor vehicles/yellow goods.
Job Responsibilities
- Approve annual review of facilities by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
- Analyse/Assess individual and juristic financial statements.
- Develop client exit or rehabilitation strategies by conducting interalia review of client facilities.
- Ensure policies and processes are followed within mandated signatories including checking and confirming the signoff.
- Ensure policies and procedures are followed by reviewing recommended submissions from other parties.
- Manage default accounts timeously by obtaining acceptable repayment arrangements or handover portfolio to legal collections.
- Approve funding by making decisions based on the credit risk policy guideline and credit norms in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
- Give an overview of the book by developing and preparing portfolio review presentations based on Management Information Systems (MIS).
- Adapt to changes in Legislation by enforcing the compliance to the changes.
- Ensure clean audit in area of responsibility by enforcing adherence to bank policies process and procedures and industry regulations.
- Implement sound credit risk management by providing advice on specialized credit risk matters to cross functional teams and direct reports where applicable
- Recommend enhancement to processes by constantly seeking innovative improvements to the credit systems.
- Motivate staff where applicable to perform and contribute to the success of the business by creating environment of teamwork through engaging with staff (sharing information) and encouraging participation in decision making processes
Minimum Experience Level
- Minimum 5 years experience in a Credit role in a Banking environment
- Minimum 5 years experience Analysingand Assessingindividual and juristic financials.
Preferred Qualification
- Successfully compelted NQF Level 6 of Higher in a Finance or Creditrelated field
Technical / Professional Knowledge
- Business administration and management
- Change management
- Client service management
- Communication Strategies
- Financial Accounting Principles
- Governance Risk and Controls
- Organisational systems
- Principles of project management
- Strategic planning
- Management information and reporting principles tools and mechanisms
Please contact the Nedbank Recruiting Team at
Required Experience:
Manager
Employment Type
Full Time
