Independent Testing Senior Analyst

The role:

The Independent Testing Senior Analyst will play a crucial role in executing and implementing SoFis second line of defense 2LOD) credible challenge program. This position will challenge the first line of defense 1LOD) testing of control design and operating effectiveness across a variety of risk areas including lending and deposit products investment products partnership affiliates and technology services. Additionally this position will participate in targeted reviews by identifying and assessing risks evaluating the effectiveness of implemented controls and mitigation strategies assessing ongoing monitoring processes and reviewing the effectiveness of remedial actions.

As a member of the 2LOD team this position reports to the Senior Manager of Independent Control Testing. The position will collaborate closely with both 2LOD and 1LOD teams to ensure all testing reviews corrective action plans documentation and reports comply with operational regulatory and company policies and procedures.

What youll do:

The role will entail the following activities on a regular basis:

• Assess and challenge the first line of defense 1LOD) testing of controls design and operating effectiveness in alignment with the Operational Risk Management Credible Challenge framework.
• Contribute to continuous improvement efforts in evaluating controls testing.
• Conduct targeted reviews to identify and assess risks evaluate the effectiveness of implemented controls and mitigation strategies assess ongoing monitoring and testing processes and evaluate the effectiveness of remedial actions.
• Provide evaluation consultation and support for new or evolving services processes operations and controls during their development implementation or expansion phases.
• Apply testing methodologies including sampling techniques control evaluations and root cause analysis.
• Analyze data identify issues and provide actionable recommendations to address risks deficiencies and process inefficiencies.
• Stay informed about emerging operational risks relevant to the business.
• Collaborate closely with leadership across the organization to help mature and strengthen the control environment.
• Utilize automation and data analytics to enhance testing efficiency and scalability.
• Perform other duties as needed to support the goals of the Operational Risk Management department.

What youll need:

• Bachelors degree.
• 5 years of relevant operational risk or audit experience.
• Strong understanding of control frameworks testing methodologies and risk assessments.
• Familiarity with risk governance and 2LOD processes for reviewing and challenging frontline business unit risk management.
• Experience in the banking and/or fintech industry.
• Selfmotivated with strong collaboration and influencing skills.
• Advanced verbal and written communication skills.
• Ability to work under pressure manage multiple tasks and competing priorities meet deadlines and adapt to change. Comfortable with ambiguity and uncertainty.
• Excellent critical thinking creative problemsolving and decisionmaking abilities.

Nice to have:

• Advanced degree or certifications in risk management data analytics audit or a related field.
• Experience in second or thirdline control effectiveness testing including evaluating remediation action plans.
• Proficiency in Tableau for data visualization and analysis.
• Experience working with Google Docs Sheets and Slides.

Required Experience:

Senior IC