Mortgage Loan Officer Caldwell Idaho

***The individual selected will work in the Caldwell Idaho Branch.

*Compensation for this role is hourly rate plus commission.

Department: Mortgage Services Department
Reports To:Mortgage Services Production Manager Classification:NonExempt

About Rogue Credit Union:

Rogue Credit Union is a memberowned notforprofit financial cooperative headquartered in the Rogue Valley located in beautiful southern Oregon. Providing services to our members in select Oregon and Idaho counties. We strive to make an impact in the communities we serve by living giving and supporting local. Our mission is to provide exceptional member experiences that build mutually beneficial relationships to create the most loyal members in the nation. Here at Rogue we believe in having a culture of happy team members who feel supported have the chance to grow their careers and LOVE where they work!

Role:
Meets all of our members financial needs by providing unsurpassed service. Originates and processes mortgage loans understands members needs and appropriately suggests products or services. cultivates strong relationships outside of the Credit Union building loyalty with members and the real estate community.

Essential Functions & Responsibilities:
50 Interviews mortgage loan applicants in person or by telephone and explains loan options rates terms and collateral requirements. Inputs loan applications into the computer and provides initial loan disclosures. Maintains member records and prepare files/member documents with the highest level of confidentiality and accuracy. Consistently communicates with members realtors and support staff regularly on all loans files when applicable.

15 Willingly and actively returns calls to members. Calls include mortgage transfer calls from Member Contact Center internal branch referrals and all other call leads as assigned.

10 Promptly responds to members requests questions and concerns by finding the appropriate solution. Assists members as quickly as possible and assists walkin members whenever possible.

10 Makes weekly realtor contacts (inperson and phone contact) to promote future business and external referrals to the Credit Union to include phone calls inperson meetings office presentations and realtor networking events.

5 Promotes a culture of deepening participation by effectively and actively cross selling Credit Union products and services to meet each members needs as discovered on members credit report or interview with member.

5 Collaborates and assists with other departments/branches to maintain unsurpassed service across all areas of the Credit Union. Cultivates a team environment at all times.

5 Proactively performs other duties as needed or assigned. Assists with Home Equity loans and lines and branch team members as needed.

Performance Measurements:
1. Supports and practices Rogues Vision Mission Values and Loyalty Culture. Utilizes the Service Promises with both internal and external members. Embraces Rogues community involvement program in a positive and proactive manner.

2. Meets or exceeds the minimum established departmental goals in order to assist in meeting the Credit Union goals and scorecard metrics.

3. Demonstrates excellent oral and written communication skills.

4. Maintains an understanding of Credit Union products services policies and procedures as well an understanding of the Credit Unions mission and vision.

5. Ensures all activities within the department are carried out within the expected time frames and completed accurately.

6. Ensures compliance in all regulatory and procedural areas.

7. Provides consistent service that creates the most loyal members in the nation!

Knowledge and Skills:
Experience:One year to three years of similar or related experience.

Education:A high school education or GED.

Interpersonal Skills:Courtesy tact and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information building relationships or soliciting cooperation.

Other Skills:Good communication and listening skills; able to operate a 10key calculator and computer skills.

Physical Requirements:Some lifting required (up to 30 pounds) continuous sitting occasional standing and occasional walking. Finger dexterity while using computer. Occasional talking and hearing in person and on the telephone. Continuous clarity of vision at 20 inches or less and continuous clarity of vision at 20 feet or more.

Work Environment: Normal workday with occasional overtime. Exposed to potentially hazardous conditions i.e. robbery.

Disclaimer:
Job descriptions are not intended and should not be construed to be exhaustive lists of all responsibilities skills efforts or working conditions associated with a job. They are intended to be accurate reflections of those principal job elements essential for making fair pay decisions about jobs.

Note: Rogue Credit Union is a drug free workplace and requires a drug screening test within 48 hours of employment offer.

Rogue Credit Union is an Equal Opportunity Employer and makes employment decisions without regard to race color national origin religion sex age disability veteran status or any other protected class. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited in the ability or unable to access or use this online application process and need an alternative method please callor email

This Job Description is not a complete statement of all duties and responsibilities comprising the position.