Deputy Area Manager - Underwriting
Deputy Area Manager - Underwriting
Posted on :
06-04-2025
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1 Vacancy
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Job Description
This position is open with Bajaj Finance ltd.
The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFLs risk policies.
BFL is currently in the process of scaling up its used car business and the incumbent for this role is expected to bring in industry level insights from credit risk as well as process perspective.
1. FTL 2 Used Car loans
Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018.
This role reports to the Regional Credit Manager.
This role covers pan India strategy for used car loans from sale purchase balance transfer as well as refinance perspective.
Key Responsibilities:
1. Underwriting of used car loans business
2. Incorporate industry best practices with respect to processing turnaround risk metrics and policy
3. To provide an inside perspective on underwriting as managed by the leading financiers in the industry
4. Drive ownership of internal processes & compliance with underwriting policies
5. Support Business Risk & Operations in meeting the long term goals of the respective businesses
1.Chartered Accountant / MBA with atleast 3 years of experience in financial services underwriting
2.Atleast 3 years underwriting experience in used car loans with a reputed bank/NBFC
Skills
1. High process orientation
2. Good analytical skills
3. Positive attitude.
4. Good communication skills with proficiency in English.
5. Ability to interact and build common ground with various stakeholders in the business
Required Experience:
Manager
Employment Type
Full-Time
Key Skills
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