Analyst, Regulatory Compliance Operations

Analyst Regulatory Compliance Operations Tokyo Japan

Role Responsibilities

This position is responsible for supporting Western Union Japan KKs (WUJKK) regulatory compliance framework and ensuring adherence to applicable regulatory requirements licensing obligations and reporting requirements established by the Japan Financial Services Agency (JFSA) Kanto Local Finance Bureau (KFB) Japan Ministry of Finance (JMOF) Japan Financial Intelligence Center (JAFIC) and other relevant regulatory supervisory governmental and quasi-regulatory bodies.
The incumbent is responsible for coordinating regulatory submissions maintaining regulatory reporting schedules supporting regulatory examinations and inspections monitoring regulatory developments and assisting with compliance risk assessments. The role works closely with Compliance Legal Risk Operations Finance and Business teams to ensure timely fulfillment of regulatory obligations and effective implementation of regulatory requirements across WUJKK.
This position reports to the AML Compliance Manager and MLRO for WUJKK.

Regulatory Reporting & Submissions

• Prepare coordinate and track regulatory reports notifications periodic returns and other submissions required by the JFSA KFB/KLFB JMOF and other relevant authorities.
• Ensure regulatory filings are completed accurately timely and in accordance with applicable regulatory requirements.
• Maintain regulatory reporting calendars and monitor reporting deadlines.
• Support the collection validation and reconciliation of data used in regulatory reporting.
• Maintain records of regulatory submissions correspondence and supporting documentation.

Regulatory Compliance Monitoring

• Monitor applicable laws regulations regulatory guidance and supervisory expectations impacting WUJKK.
• Conduct regulatory impact assessments and support implementation of regulatory changes.
• Assist in maintaining and updating compliance policies procedures and controls to reflect evolving regulatory requirements.
• Perform compliance reviews and monitoring activities to identify potential regulatory compliance issues.
• Escalate identified compliance risks and support remediation efforts.

Regulatory Engagement & Examinations

• Support regulatory inspections examinations audits and supervisory reviews conducted by Japanese regulators.
• Coordinate requests for information from regulators and assist in preparing responses and supporting documentation.
• Maintain logs of regulatory inquiries findings commitments and remediation activities.
• Track progress of corrective actions resulting from regulatory examinations and internal reviews.

Compliance Risk Management

• Assist in conducting compliance risk assessments and control effectiveness reviews.
• Support ongoing compliance oversight activities relating to licensing obligations consumer protection requirements outsourcing arrangements and operational compliance matters.
• Identify potential regulatory risks and recommend appropriate mitigation measures.
• Prepare compliance reports dashboards and management information for internal stakeholders.

AML & Financial Crime Compliance Support

• Support compliance activities relating to AML/CTF sanctions fraud prevention and financial crime regulatory requirements.
• Assist in the preparation of regulatory reporting related to AML and financial crime obligations.
• Support reviews of compliance processes to ensure alignment with Japanese regulatory expectations.
• Coordinate with internal stakeholders on regulatory requirements relating to customer due diligence transaction monitoring recordkeeping and suspicious transaction reporting.

Training & Awareness

• Assist in developing and delivering regulatory compliance awareness materials and training programs.
• Support business units by providing guidance on regulatory requirements and compliance procedures.
• Promote a culture of compliance and regulatory awareness across the organization.

Role Requirements

Education & Experience

• Bachelors degree in Business Finance Law Accounting Compliance Risk Management or a related field preferred.
• 25 years of experience in compliance regulatory reporting risk management audit legal financial crime compliance or financial services operations.
• Experience within payments banking fintech money services businesses or other regulated financial institutions preferred.
• Experience supporting regulatory reporting regulatory examinations or regulatory compliance activities is highly desirable.

Knowledge & Skills

• Intermediate to advance understanding of Japanese financial services regulations and regulatory frameworks.
• Knowledge of compliance risk management regulatory reporting AML/CTF and financial crime compliance principles.
• Strong analytical and problem-solving skills with attention to detail.
• Ability to interpret regulatory requirements and apply them to operational processes.
• Strong organizational skills with the ability to manage multiple priorities and deadlines.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Office applications particularly Excel Word and PowerPoint.

Language Requirements

• Fluent written and spoken English.
• Strong Japanese language proficiency preferred particularly for reviewing regulatory communications and interacting with local stakeholders.

Workplace Option

Western Union values in-person collaboration problem solving and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

BENEFITS AND OTHER DETAILS

Benefits

You will also have access to multiple health insurance options accident and life insurance and access to best-in-class development platforms to name a few
( Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your Japan specific benefits include:

• Cash Balance pension plan
• Transportation allowance
• Global Recognition and Rewards Programs
• Employee Wellness
• Hybrid Working Arrangement

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race colour national origin religion political affiliation sex (including pregnancy) sexual orientation gender identity age disability marital status or veteran status. The company will provide accommodation to applicants including those with disabilities during the recruitment process following applicable laws.

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Estimated Job Posting End Date:

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.