Senior Risk & Insights Partner

Senior Risk & Insights Partner

Here at Three weve done things differently since day one.
We take the script and rip it up were a big-hearted energetic bunch striving for a better-connected life. The energy of our people the pace at which we operate and the thrill of making bold moves is exhilarating and addictive. Magic happens when we power the connections that millions value and you can feel it When these things combine phenomenal things happen. We encourage our employees to face their weaknesses to really open themselves up to new tasks and projects in a supercharged and rich learning environment. We want you to become the best version of yourself.

Join us as a Senior Risk & Insights Partner

Working in the Three Ireland Fraud & Credit Risk teamthe Senior Risk & Insights Partner will provide specialist expertise acrossfraud and credit risk systems data analytics and risk decisioning.
The role will support the development of risk datacapabilities systems and roadmaps using data technology and commercialinsight to provide input into risk strategy improve customer outcomessupport profitable growth and minimise fraud losses bad debt and credit riskexposure.
As a recognised subject matter expert you will work acrossFraud & Credit Risk and the wider business to identify complex risks andopportunities develop innovative data-driven solutions and translate complexanalysis into clear actionable recommendations. You will provide expertinsight to senior stakeholders and delivery teams supporting decision-makingand helping ensure risk capabilities evolve in line with customer commercialand regulatory needs.

What else it involves:

• Support the evolution of fraud and credit risk systems data models reporting and risk decisioning capabilities ensuring they support current and future business needs.
• Lead the identification of gaps risks and opportunities across the fraud and credit risk data ecosystem and support the development of effective data-driven solutions.
• Own and develop KPI MI and reporting suites covering fraud losses bad debt credit risk performance customer outcomes and commercial performance.
• Lead complex analysis to identify trends drivers emerging risks and opportunities across fraud credit and customer risk translating findings into clear recommendations to support decision-making.
• Provide input into fraud and credit risk systems and data capability roadmaps including the development and implementation of new digital fraud prevention and risk decisioning solutions.
• Act as a trusted expert and partner to Fraud & Credit Risk Commercial Customer Care Technology Digital Data and other business teams.
• Provide expert advice and challenge to senior stakeholders balancing customer experience commercial objectives risk appetite and financial outcomes.
• Lead and support transformation and continuous improvement initiatives across fraud and credit risk working collaboratively through Threes Agile ways of working.
• Identify opportunities to improve processes controls data quality and decisioning to strengthen risk outcomes reduce losses and improve customer experience.
• Provide subject matter expertise across risk data analytics and decisioning sharing knowledge and building capability across relevant teams.
• Mentor and coach colleagues supporting the development of analytical risk and data capability across the organisation.
• Stay abreast of emerging fraud credit risk data AI and technology trends and assess their potential impact on Threes risk environment and customer proposition.
• Ensure solutions and recommendations are appropriately informed by relevant regulatory governance data protection and risk requirements.
• Provide insight and evidence to support prioritisation and investment decisions including consideration of risk customer and commercial impact.
• Lead or contribute to projects where specialist fraud credit risk data or analytical expertise is required.

The skills we are looking for:

• Expert-level experience in data modelling advanced analytics machine learning and/or AI within a fraud credit risk or related risk environment.
• Recognised subject matter expertise in fraud prevention credit risk customer risk risk decisioning and/or related disciplines.
• Strong understanding of fraud and credit risk data systems models and decisioning frameworks with the ability to connect technical capability to business and customer outcomes.
• Proven experience of leading complex problems and developing innovative data-driven solutions in a complex or changing environment.
• Good understanding of commercial considerations and their impact on risk decisions.
• Proven ability to provide insight and expert advice that supports strategy roadmaps and priorities.
• Strong stakeholder management and influencing skills with the confidence to challenge advise and influence senior stakeholders and peers.
• Experience working across multidisciplinary teams and influencing outcomes without direct authority.
• Leadership mentoring and coaching experience with a track record of developing capability and sharing expertise.
• Excellent analytical problem-solving and organisational skills with the ability to manage multiple priorities and deliver against agreed priorities and roadmaps.
• Ability to translate complex data analysis and technical concepts into clear concise and actionable business recommendations.
• Experience working in an Agile environment and contributing to cross-functional squads initiatives and continuous improvement is desirable.
• Experience with SAS Python SQL Tableau Power BI or similar analytical and data technologies would be an advantage.
• Strong awareness of relevant risk regulatory data protection and governance requirements.

What success looks like:

• Fraud and credit risk decisions are increasingly informed by high-quality data insight and effective risk decisioning.
• Risk data systems and analytical capabilities evolve in line with Threes customer commercial and risk priorities.
• Improved visibility of fraud losses bad debt credit risk exposure and customer outcomes through effective MI and insight.
• Complex risk issues are identified early and translated into practical commercially sound recommendations.
• Stakeholders have access to trusted expert advice that supports better risk and business decisions.
• Opportunities to reduce losses improve customer experience and support profitable growth are identified and progressed.
• Risk data and analytical capability is strengthened through knowledge sharing mentoring and continuous improvement.

Benefits of Working at Three

• Competitive salary commission structure & pension contribution
• Flexible working with our new Hybrid model our employees will enjoy more flexibility working from home and our office locations (3 days per week office based). Please see job description for the office location of this role
• 25 days holidays plus 2.5 company days
• Annual Leave buy or sell (buy or sell up to 5 days AL each year) Healthcare Insurance through our flexible benefits programme.
• Life assurance phone & laptop subsidized canteen
• Access to learning & development tools
• Free on-site parking #Jobs

Theres a lot more to us than meets the eye.
You may think you know us but were full of surprises. Intrigued Join us and Be Phenomenal. Apply now at: #Jobs

At Three we are committed to diversity and inclusion. As Irelands largest mobile telecommunications provider we provide a better connected life for our diverse customer base and want our teams to reflect this. We welcome and celebrate all identities and strive to create a culture of belonging where employees can thrive as their authentic selves. If you do not tick every box in this job description you likely have other valuable skills that would make you a great fit for one of our teams. If you feel this role is for you then please apply!

If you require reasonable adjustments for your interview please let us know when scheduling your interview or alternatively please email Apply now at Three a Phenomenal career awaits

Required Experience:

Senior IC