Card & Payments QA Lead | Certification Testing, Data Validation & Schema Compliance

Job Summary
Synechron is seeking a highly experienced Cards QA Tester with comprehensive expertise in card processing systems data migration and quality assurance methodologies. This role involves leading testing activities across large-scale debit and credit card migration projects ensuring data accuracy functional integrity and compliance with industry standards such as PCI DSS and scheme rules (Visa Mastercard). The ideal candidate will collaborate with cross-functional teams manage defect and risk mitigation and drive automation initiatives to support seamless transition and operational stability.

Software Requirements

Required Software Proficiency:

• Test management tools: JIRA ALM or similar to manage test cases defect tracking and reporting

• API testing tools: Postman SOAPUI Specmatic for validating messaging protocols and system interfaces

• Test automation frameworks: Selenium UFT or similar for scripting regression and functional tests

• Card processing systems: Familiarity with switches scheme simulators (e.g. FIS PowerCARD TSYS ACI VisionPLUS) support testing and certification activities

• Database tools: SQL for data validation reconciliation and querying

• Debugging and profiling tools: gdb Valgrind or similar for troubleshooting complex issues in test environments

Preferred Software Skills:

• Performance testing tools: LoadRunner JMeter for volume and stress testing of card transaction systems

• Automated deployment and CI/CD tools supporting fast repeatable test executions

Overall Responsibilities

• Lead end-to-end QA activities for large debit and credit card migration projects including functional integration and certification testing

• Develop and execute comprehensive test plans protocols and validation scripts to ensure data integrity and system compliance

• Test key transaction flows like issuance activation authorization clearing and settlement including scheme rule validation (Visa Mastercard)

• Conduct root-cause analysis of defects support incident management and implement risk mitigation strategies

• Collaborate with business analysts data teams and technical stakeholders to ensure scope coverage and test coverage alignment

• Support system upgrades schema changes and migration phases to minimize operational risk

• Drive automation initiatives for regression reconciliation and validation testing to improve efficiency

• Maintain thorough documentation of test cases results defect logs and certification reports

• Regularly review certification standards scheme requirements and industry best practices to ensure compliance

• Support go-live testing hypercare and post-migration performance evaluation

Technical Skills (By Category)

• Languages & Test Tools (Essential):

  • SQL for data validation and reconciliation tasks

  • Automated testing tools: Selenium UFT or similar for functional and regression test automation

  • API testing tools: Postman SOAPUI Specmatic for integration validation

• Transaction & Messaging Protocols:

  • Deep familiarity with ISO 8583 ISO 20022 AS2805 message standards

  • Experience testing interactions between terminals switches and scheme systems

• Card Processing & Switches:

  • Knowledge of card issuance authorization and settlement workflows (Visa Mastercard rules)

  • Exposure to switches (Base24 FINSIM EFTSIM or similar) supporting transaction flows

• Performance & Security:

  • Basic understanding of performance load testing (LoadRunner JMeter)

  • Data security practices in card environments PCI DSS standards for secure testing

• Tools & Platforms:

  • Certification tools: scheme simulators such as VTS UL Brand Test MDFS support certification testing

  • Test management and defect tracking tools supporting large-scale projects

Experience Requirements

• Experinece of 7 to 12 years of professional QA experience supporting card issuance transaction processing and migration projects

• Proven ability to lead certification testing efforts ensure data accuracy and validate scheme rule compliance

• Demonstrated experience with large high-volume card portfolios in regulated environments (financial banking or fintech)

• Hands-on experience with API validation and automation in a card or payments environment

• Familiarity with card switches messaging protocols and certification methods (Visa Mastercard) is essential

Day-to-Day Activities

• Develop execute and automate comprehensive test scripts for card issuance authorization and settlement workflows

• Validate data migration reconciliation and compliance with scheme standards (Visa Mastercard)

• Lead and coordinate certification testing efforts including schema validation and scheme approval readiness

• Troubleshoot technical issues UI and data discrepancies and messaging failures

• Record and track defects perform root cause analysis and implement resolution plans

• Collaborate closely with business data and technical teams to ensure testing coverage aligns with operational and compliance standards

• Support post-migration hypercare monitor system stability and validate transaction flows in production support

• Prepare detailed test reports certification documentation and compliance audit evidence

Qualifications

• Bachelors or Masters degree in Computer Science Information Technology or related field

• 7 years supporting enterprise-grade card systems transaction processing and migration testing

• Relevant certifications in payments testing schema validation or certification processes (e.g. PCI DSS scheme-specific) are a plus

• Experience supporting or managing large card portfolios in regulated financial environments

Professional Competencies

• Strong analytical and troubleshooting capabilities in complex transaction and messaging environments

• Leadership skills to coordinate testing activities guide junior testers and facilitate cross-functional collaboration

• Excellent communication skills for stakeholder reporting documentation and defect management

• Ability to adapt quickly to schema updates scheme rule changes and regulatory requirements

• Attention to detail in data validation testing and compliance activities

• Organizational skills to manage multiple testing phases and compliance deadlines effectively

SYNECHRONS DIVERSITY & INCLUSION STATEMENT

Diversity & Inclusion are fundamental to our culture and Synechron is proud to be an equal opportunity workplace and is an affirmative action employer. Our Diversity Equity and Inclusion (DEI) initiative Same Difference is committed to fostering an inclusive culture promoting equality diversity and an environment that is respectful to all. We strongly believe that a diverse workforce helps build stronger successful businesses as a global company. We encourage applicants from across diverse backgrounds race ethnicities religion age marital status gender sexual orientations or disabilities to apply. We empower our global workforce by offering flexible workplace arrangements mentoring internal mobility learning and development programs and more.

All employment decisions at Synechron are based on business needs job requirements and individual qualifications without regard to the applicants gender gender identity sexual orientation race ethnicity disabled or veteran status or any other characteristic protected by law.

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