Compliance and Regulatory Manager(AMLRO)

• Designated AMLRO: Serve as the official Anti-Money Laundering Reporting Officer in strict accordance with the Anti-Money Laundering Act 2020 (Act 1044) and all applicable Bank of Ghana directives.
  

• Filing & Documentation: Take full ownership of identifying investigating and filing Suspicious Transaction Reports (STRs) and Currency Transaction Reports (CTRs) with the Financial Intelligence Centre (FIC).
  

• Statutory Returns: Prepare and submit all required periodic regulatory reports returns and compliance updates to the relevant authorities within prescribed timelines.
  

• Fin tech Compliance: Ensure ongoing end-to-end institutional compliance with the Payment Systems and Services Act 2019 (Act 987) and all other evolving fin tech/payment frameworks issued by the Bank of Ghana.
  

• Policy Management: Develop implement maintain and periodically update the companys AML/CFT policies procedures and internal control systems to match international best practices.
  

• Risk Assessments: Conduct regular institutional compliance risk assessments and proactively advise senior management and the Board of Directors on emerging regulatory risks trends and obligations.
  

• Regulatory Liaison: Act as the primary day-to-day point of contact and build strong working relationships with the Bank of Ghana the Financial Intelligence Centre (FIC) and other relevant regulatory authorities.
  

• Culture & Training: Design and lead mandatory staff AML/CFT training onboarding compliance tracks and continuous awareness programs to embed a robust compliance culture across all departments.
  

• Strategic Advisory: Monitor localized and global regulatory changes in the digital payments and broader financial services sector delivering proactive impact analyses to management.
  

• Operational Support: Undertake any other relevant duties and compliance projects as assigned by the Chief Operations Officer or senior executive management.
  

• Industry Track Record: A minimum of 4 to 6 years of progressive experience in compliance legal or risk management roles specifically within the Fin-tech Mobile Money Remittance or Banking sectors in Ghana.
  

• Regulatory Exposure: Proven direct experience interfacing with Ghanaian regulators (specifically the Bank of Ghana and FIC) and a deep working familiarity with filing protocols on the FIC portal.
  

The primary responsibilities include but are not limited to:

• Academic Background: A Bachelors degree in Law (LL.B) Finance Business Administration Risk Management or a related social science discipline.
  

• Professional Certification: Certified Anti-Money Laundering Specialist (CAMS) International Compliance Association (ICA) diploma or an equivalent globally recognized compliance certification is highly preferred.
  

• Legal Frameworks: Comprehensive expert-level understanding of Act 1044 and Act 987 of Ghana alongside general digital financial service regulations.
  

• Technical Proficiency: Experience with AML monitoring tools transaction screening software and automated risk-scoring systems.
  

• Analytical Skills: Strong investigative skills with a sharp eye for detecting unusual financial patterns transaction anomalies and potential fraud vectors.
  

• Communication & Integrity: Exceptional written and verbal communication skills needed to write clear regulatory narratives and present to senior executives. Beyond reproach ethical standards and personal integrity.