Senior Risk Management Specialist (fmx)

About

We enable anyone to be an investor. Our mission is to grow investing opportunities for all European customers and businesses. By empowering FinTechs banks and wealth managers to offer investment products we help create financial well-being for their customers.

is a Brokerage-as-a-Service platform: simple digital access to capital markets through a single API. Our API-first infrastructure abstracts brokerage complexity with a well-documented API a self-service customer operations portal and a clear regulatory framework so partners can launch customer-centric compliant products in weeks not months.

As part of the dwpbank Group we share a clear goal: we enable anyone to be an investor by making investing in capital markets more accessible. By combining dwpbanks long-standing expertise and stability with technology-first mindset and speed we are building a modern modular securities services ecosystem. Together we offer faster time-to-market modular services and a modern customer experience that helps financial service providers stay competitive and respond more flexibly in a changing market.

Your Mission

As Senior Risk Management Specialist you will help scale and further develop Risk Management Framework in a period of growing regulatory expectations business complexity and organisational maturity. Sitting within the Risk team and working closely with the Head of Risk you will take over meaningful responsibilities across multiple risk domains and help ensure our controls assessments and governance evolve with the company. Over the next 6 to 12 months your focus will be on strengthening risk processes across operational and non-financial risk topics contributing to financial risk topics such as ICAAP and ILAAP and improving the structure transparency and efficiency of our risk tooling and reporting. This role matters because strong pragmatic risk management is a core enabler of scalable growth in a regulated Brokerage-as-a-Service business. You will work across Product Engineering Operations Compliance and other stakeholders to turn regulatory and risk requirements into practical tech-enabled solutions that reduce manual work and improve decision-making. It is a strong opportunity for someone who combines broad risk knowledge with a hands-on mindset and wants to help build a mature framework in a fast-moving environment.

In this role you will:

• Own the identification assessment and documentation of risks across key domains together with the Risk team business stakeholders and control owners so can make informed decisions and maintain a resilient risk profile as the business grows.

• Drive risk assessments control testing and issue remediation tracking with teams across Product Engineering Operations and Compliance so we can detect weaknesses early strengthen controls and follow through on corrective actions.

• Maintain and improve our internal control framework risk register and operational risk procedures in close collaboration with the Head of Risk and cross-functional stakeholders so our framework remains effective usable and aligned with business and regulatory needs.

• Contribute to risk topics across operational and non-financial risk financial risk ICAAP ILAAP third-party risk and security-related assessments so we can build a broader and more integrated view of risk across the organisation.

• Draft clear business and technical requirements for process improvements tooling enhancements and automation initiatives with Product Engineering and Operations so we can increase risk transparency improve reporting quality and reduce manual work.

• Collaborate with auditors supervisory stakeholders and internal teams on evidence gathering incident analysis root-cause identification and follow-up actions so stays audit-ready and continues to improve the effectiveness of its risk management practices.

  
  

Youll be successful in this role if you:

• You bring strong hands-on experience in Risk Management within FinTech banking audit consulting or a similarly regulated environment with broad exposure across multiple risk domains.

• You have solid knowledge of operational and non-financial risk internal controls risk governance and risk assessments plus a good understanding of financial risk topics such as credit market liquidity ICAAP and ILAAP.

• You are familiar with the relevant regulatory foundations including MaRisk DORA CRR IFR and applicable EBA and ESMA guidelines; knowledge of MiFID MaComp and WpHG is a strong plus.

• You are confident working with risk management tools structured documentation reporting testing and validation and you are comfortable translating requirements into pragmatic process or tooling improvements.

• You communicate clearly in English and bring professional working proficiency in German to navigate regulatory documents and stakeholder communication in a German market context.

• You are hands-on analytical and collaborative: you enjoy building improving and following through work well across functions and stay effective in fast-moving or sometimes ambiguous environments.

  
  

How we take care of you

• Compensation package: We offer you a competitive salary based on your experience and the value-add you bring to .

• Flexible working hours: We trust people to choose when they work best and avoid a rigid 9 to 5 mindset. You decide on the rhythm that helps you do your best work with only shared core hours from 12:00 to 16:00 to support collaboration.

• Hybrid work setup: You can work from anywhere in Germany within a hybrid model. At the same time in-person collaboration is a key part of our culture. That being said individual contributor lemoneers work 4 days or more and leadership lemoneers work 7 days or more per month on-site in our Berlin office spending quality time together with the team at events onsites/offsites or over team dinners.

• Grow with us: We take your personal development seriously! Youll get regular mentorship and stretch opportunities a clear career development framework with frequent feedback conversations as well as an annual learning budget.

• People & culture: Youll feel our culture in the small things like Polaroids from our lemoneers first day and our monthly new-joiner breakfasts. But also in the bigger things like celebrating the onboarding of new partners or our annual offsites where the whole company comes together to connect reflect and celebrate.

• Perks & benefits: We choose benefits that add actual value. We sponsor a Deutschlandticket for employees on unlimited contracts plus 50% off on Beatvest - our partner for financial education and investing.

• Workation: Get out of here! At you can work remotely from anywhere in the EU for up to 10 consecutive days at a time and up to 60 days per year in total.

As an equal opportunity employer is committed to building an inclusive workplace. The company welcomes people from all different backgrounds including age citizenship ethnic and racial origins gender identities individuals with disabilities marital status religions and ideologies and sexual orientations to apply.

If you feel this role could be a great match for you even if you dont tick every box wed still love to hear from you please apply.

You have any questions Feel free to contact us via

Required Experience:

Senior IC