Senior FP&A Specialist (dfm)

Solarisis Europes leading embedded finance platform. Solaris full German banking license and proprietary modular B2B tech stack empowers its partners from SMEs to large multinational non-financial companies to offer compliant customer-centric banking services providing seamless experiences to customers across all industries. Founded in 2016 Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. Solaris is headquartered in Berlin and employs 300 people in Europe.

At Solaris we are redefining banking through our Banking-as-a-Service (BaaS) model. We are looking for a FP&A Specialist to act as the financial engine driving our Planning & Controlling this role you wont just track the numbers you will orchestrate the financial narratives analyze sophisticated unit economics and act as a critical sparring partner to senior leadership.

• Proactively drive the annual Budget and multi-year Business Plan cycles ensuring alignment across functions and constructively challenging assumptions.
• Elevate the quality and impact of monthly performance packs and executive-ready reporting. You will translate complex data into clear strategic insights for the CFO CEO and Management Board.
• Build maintain and scale integrated financial models spanning P&L Balance Sheet and capital dynamics performing scenario analyses against regulatory constraints like CET1 and leverage ratios.
• Dive deep into contribution margins transaction processing vendor spend and cost-to-serve metrics to optimize gross margin performance across our BaaS model.
• Act as a trusted financial sparring partner to functional leads (Tech Commercial Operations Risk) providing financial guidance on strategic initiatives pricing and partner onboarding.
• Ensure the accuracy of cost allocations and contribute to the continuous design of audit-ready financial processes within a regulated environment (BaFin/SRB expectations).

Depending on your level of experience your responsibilities and scope of role will range. We dont care much about fancy titles but rather about real personal and professional development as laid out in our learning framework. Lets figure together out how you can contribute to our team.

• 5-6 years of relevant experience within financial institutions (preferably banking) fintechs strategy consulting investment banking or data-driven finance roles.
• Educational background in Finance Economics Engineering Mathematics Physics or a related field.
• Proficiency in financial modelling including P&L balance sheet and capital dynamics scenario modelling and business case evaluation.
• Advanced Excel and PowerPoint skills; ability to build structured models dashboards and management-ready presentations.
• Hands-on experience leveraging or implementingPigment (or similar enterprise planning platforms) to drive forecasting agility and process optimization.
• Experience with analytical or automation tools (e.g. SQL VBA Python) is a strong plus particularly for handling large datasets and improving processes.
• Solid understanding of financial statements drivers of profitability and cost structures in banking or regulated environments.
• A structured detail-oriented thinker with high stakeholder-management maturity. You can confidently challenge assumptions while balancing commercial needs with regulatory boundaries.
• Professional fluency in English. German language skills are a great bonus but not mandatory.

• Home office budget.
• Learning & development budget of 1000 per year and a transparent growth framework to support your career goals.
• Competitive salary and a variable remuneration program.
• Monthly meal allowance.
• Deutschland ticket subsidy.
• 28 vacation days increasing by 2 days after 2 years and 3 days after 3 years with Solaris.
• Opportunity towork abroad for up to 12 weeks per year.

While job ads usually paint an ideal picture of a candidate studies show that most applicants meet an average of 60% of the criteria. Unfortunately many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes but dont necessarily meet every single item in the job description please contact us anyway. Wed love to talk with you and find out if you might be a good fit for us.

At Solaris we are committed to nurturing an inclusive environment where all Solarians feel valued respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color ethnicity religion sex origin disability marital status citizenship or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation please let us know.

Information on data processing:

DE: annual gross salary range for this position is:

68.000 - 85.000 EUR