KYC Risk Business Partner

As the Risk Business Partner for KYC Operations you will act as a trusted advisor to KYC leadership. You will embed effective operational risk management into strategic decisions change initiatives and day-to-day operations.

Your purpose is to identify and assess risks before they negatively affect customers regulatory outcomes or operational performance. You will translate data incidents control findings and emerging trends into clear actions helping leaders make informed risk-based decisions.

Working closely with KYC teams Central Risk Compliance and relevant control functions you will strengthen risk ownership maintain effective governance and ensure that mitigation plans and controls remain proportionate and effective. You will also help build risk capability across KYC by making risk management practical understandable and integrated into how teams operate.

Job Responsibilities:

Risk Partnership Identification & Assessment

• Partner with KYC leadership and operational teams to identify assess document and prioritise risks arising from processes systems people third parties and organisational change.

• Provide constructive challenge and risk-based advice on operational decisions transformation initiatives and changes affecting KYC.

• Analyse operational data incidents audit findings control results and performance trends to identify emerging or increasing risks.

• Ensure KYC risk-management activities remain aligned with Central Risk objectives policies frameworks and risk appetite.

• Support teams in completing proportionate risk assessments and defining appropriate risk-acceptance mitigation or escalation decisions.

Risk Mitigation & Control Effectiveness

• Develop and coordinate risk-mitigation plans with clear actions accountable owners deadlines and success measures.

• Recommend practical improvements to processes training governance and controls based on identified risks and root causes.

• Monitor the implementation and effectiveness of mitigation plans recommending adjustments where actions do not sufficiently reduce risk.

• Track residual risk and escalate overdue actions ineffective controls or material changes in exposure to the appropriate leadership and governance forums.

• Support the prevention of repeat incidents and recurring control failures by promoting sustainable corrective actions.

Risk Governance Reporting & Systems

• Own the effective administration of the KYC entity in Optrp ensuring risks issues controls actions and supporting evidence are complete accurate and current.

• Coordinate the preparation of clear concise and actionable risk reporting for KYC leadership risk committees Central Risk and other relevant stakeholders.

• Develop and maintain meaningful key risk indicators and risk metrics that provide early warning of changes in the KYC risk profile.

• Ensure material incidents control failures and emerging risks are reported and escalated through the appropriate governance channels.

• Maintain reliable records and evidence that support internal reviews regulatory enquiries and audits.

Controls Access & Risk Enablement

• Collaborate with Compliance Central Risk Internal Audit and other control functions to provide a coordinated approach to risk management across KYC.

• Develop and deliver practical risk-management guidance training and coaching for KYC teams and leaders.

• Promote a strong risk culture in which risks and control weaknesses are raised early discussed transparently and addressed with clear ownership.

• Perform other reasonable tasks related to the role and assigned by the Leader.

KPIs:

Performance will be assessed against the objectives and targets communicated by the company or the Leader including:

• Risk Action Delivery and Escalation: At least 95% of Optro KYC Operations actions are completed on time with no unapproved overdue high-risk or critical actions and all at-risk actions escalated within the agreed timeline.

• Risk Mitigation and Control Effectiveness: At least 90% of mitigations reviewed are demonstrably effective with an improving trend in residual risk repeat incidents and recurring control failures.

• Risk Reporting Timeliness: 100% of required reports delivered on time.

Qualifications :

Language Skills: Fluent written and spoken English with the ability to communicate complex risk matters clearly and concisely.

Experience with: Strong understanding of KYC Operations and the regulatory framework surrounding KYC.

Functional (Hard) Skills

• Operational Risk Management: Expert

• KYC/AML Operations and Regulatory Understanding: Advanced

• Risk Analysis Metrics and Reporting: Advanced

• Control Design Assessment and Remediation: Advanced

• Risk Governance and Risk-Management Systems: Advanced

Leadership (Soft) Skills

• Stakeholder Partnership and Credible Influence: Expert

• Clear Written and Verbal Communication: Expert

• Risk Judgement and Constructive Challenge: Expert

• Ownership Prioritisation and Follow-through: Expert

• Cross-functional Collaboration: Advanced

Other Competencies: Strong analytical and problem-solving skills sound judgement attention to detail and the ability to turn complex risk information into practical actions. Able to work autonomously manage competing priorities and maintain high standards of accuracy and accountability. Comfortable challenging decisions respectfully and working collaboratively to achieve proportionate customer-focused outcomes.

Nice to have:

• Education: Degree or equivalent experience in Risk Management Business Finance Compliance Law or a related field.

• Certifications: Relevant certification in operational risk AML compliance audit or internal controls.

• Experience: Previous experience in a dedicated risk compliance audit or controls role.

Additional Information :

About this role

• Job level: L5

• Salary:gross/month

• Stock: Restricted Stock Units (RSUs) reviewed at offer stage

• Relocation & Visa: Visa and relocation support is available for this role

What we offer

• Restricted Stock Units (RSUs) in a rapidly growing company

• Flexible hybrid working model

• An annual self-development budget

• 33 days of paid time off (PTO) per year

• A paid 6-week sabbatical leave after 4 years of service

• Click here to learn more about the benefits we offer at Wise

Hiring process

1. Application & CV Review

2. Take-Home Technical Assessment

3. Screening Call with the Recruitment team

4. First Stage Interview with members of the Hiring team

5. Final Stage Interview with Team Leads

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

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Remote Work :

No

Employment Type :

Full-time