Senior Product Manager Payments

About Pleo

Messy spend management is tricky business. And tedious processes are a lose-lose situation for all involved not just finance. At Pleo were changing that. We build spend solutions that make managing money seamless empowering and surprisingly effective for finance teams and employees alike - with a vision to help all businesses go beyond.

The word Pleo actually means more than youd expect and living by that mantra has been the secret to our success over the last 10 years.

Now were at a pivotal moment in our journey; every move we make has a direct impact on our 40000 customers our business and our collective success. We need people who take pride in uncovering customer needs who turn complex problems into simple solutions challenge the way things are done (respectfully) and always aim high. With great ambitions driving us forward we cant say weve got this whole thing figured out. And frankly thats half the fun! What we can say is that were a driven progressive and importantly a kind bunch of 850 people from over 100 nationalities all committed to delivering the future of business spending together.

About the role

The Payments platform is the backbone of not just our product but our entire company. Our payment solutions cover card transactions wallet top-ups invoice payments reimbursements and more.

Within Payments the Financial Core team is the engine room. We are responsible for the critical infrastructure that manages our customers funds: building robust e-money accounts maintaining an immutable and highly scalable financial ledger and ensuring bulletproof safeguarding and automated reconciliation processes. Our goal is straightforward: to create financial architecture that is seamless compliant and rock-solid. Every single cent matters and we are here to ensure absolute precision.

Were looking for a Senior Product Manager to join our Financial Core this role youll lead a dedicated engineering team bridging the gap between complex financial regulation deep backend systems architecture and product experience.

Who youll be working with and reporting to

Youll report directly to our Product Director for Payments and work closely with other teams across the Payments domain. Youll also partner heavily with internal stakeholders in Finance Treasury Compliance and Legal to ensure our financial infrastructure meets both business growth targets and strict regulatory standards.

What youll be doing

As Senior Product Manager for Financial Core you will:

• Set direction: Work with your team Treasury Finance and leadership to shape the long-term vision for Pleos ledger infrastructure and e-money architecture.

• Drive financial integrity: Define and track KPIs focused on ledger accuracy reconciliation automation rates and system uptime keeping your team aligned with Pleos scale.

• Solve deep technical and regulatory problems: Tackle highly complex backend problems. You will design systems that gracefully handle multi-currency accounting real-time balance updates and strict European safeguarding compliance rules.

• Collaborate deeply: Partner with Engineering Managers Treasury leads and financial auditors to ensure smooth delivery continuous architecture evolution and audit readiness.

What you bring

Youll thrive in this role if you:

• Have deep fintech/banking expertise: Possess proven experience in the European financial services sector specifically focused on e-money institutions (EMIs) core banking systems financial ledgers and safeguarding/reconciliation mechanics.

• Speak Finance and Engineering fluently: You can comfortably discuss EMI regulatory requirements with compliance officers and then dive into database isolation levels event-driven architecture or API design with backend engineers.

• Care deeply about precision: You understand that in financial core systems a rounding error or a delayed reconciliation is a critical failure. You bring a meticulous approach to edge cases and race conditions.

• Rely on data and systems thinking: Balance big-picture financial strategy with the ability to zoom in on day-to-day technical data flows and transaction logging.

• Are an active individual contributor: Drive to stay hands-on actively mapping out transaction lifecycles writing clear technical requirements and leading by example.

• Thrive in evolution: Enjoy working in a fast-paced environment where scaling a platform to handle millions of transactions cleanly is an exciting challenge.

How youll develop in this role

In your first 3-6 months youll:

• Map and validate the end-to-end money flow ledger entries and banking partner reconciliation loops at Pleo.

• Define and align the product strategy for your team.

• Deliver and refine your roadmap continuously.

• Work closely with engineers to continue optimising ways of working.

As you grow youll have the chance to:

• Scale your impact across other teams in Payments.

• Build and mentor other product managers within Payments or Pleo.

• Play a key role in shaping Payments group strategy and how Payments contribute to the company growth target.
  

Just a quick heads-up: this role window closes on June 5th.
Were keeping the window short so we can give everyone the focus they deserve - no one likes being left in a waiting bubble.
If youre curious about whats next dont overthink it wed love to find you in our inbox today!

The Interview Process

We want to ensure you are set-up for success and understand what will be expected of you. If your application is successful our interview process is as follows:

• Intro Call (30 min) Chat with a Talent Partner to discuss the role and your background.

• Hiring Manager Interview (60 min) Meet your future manager and Product Lead to review your domain experience and skills.

• Take-Home Case Study Solve a fictional product challenge then present your solution to a panel in a 1 hour session. Well assess your problem-solving product thinking and strategic reasoning.

• Executive Interview (30 min) Conversation with our CPO about product strategy and vision plus discussion of your leadership stakeholder management and execution experience.

Application care: every single application we receive is reviewed by a human (yes hundreds of them) because we believe that candidates efforts should be matched by an equal level of human care. This means that we expect a similar level of attention put into your application. Read and answer the application questions carefully they make a huge difference in our decision-making process.

Profile to role fit: highlight most important aspects of the role points that might get misunderstood any specific industry requirements etc.

Show me the benefits

• Your own Pleo card (no more out-of-pocket spending!)

• Lunch is on us for your work days enjoy catered meals or receive a lunch allowance based on your local office

• Comprehensive private healthcare depending on your location coverage options include Vitality Alan or Médis

• 25 days of holiday public holidays

• Flexible working we offer both hybrid and fully remote working options

• Option to purchase 5 additional days of holiday through a salary sacrifice

• Mental health support free access to MyndUp for well-being support

• Paid parental leave supportive family leave policies so you dont have to compromise.

About your application

• English first. Since its our company language please submit your application in English. Youll be using it a lot if you join us.

• A fair look for everyone. Our talent team reads every single application to ensure the process is fair. To keep things running smoothly we only accept applications through our systemour support team cant pass on calls or emails.

• Diversity drives us. We can only reach our goals if our team reflects the world around us. That starts with you hitting apply even if you dont tick every single box. We encourage people from all backgrounds and experiences to join us.

• Interview at your best. We want you to feel comfortable throughout the process. If you have any accessibility requirements or need a specific format email Well design a process that works for you.

• Your data is safe. When you apply we process your personal data as a data processor. For more information on how Pleo processes personal data read our Privacy Policy here.

• Applying for multiple roles Nothing is stopping you and we assess every role independently. However we do look for alignment so make sure you can explain why your interest and experience are right for each specific role.

• Reapplying. If youre applying for the same role again please wait six months from your last decision before hitting submit.

Required Experience:

Senior IC