Functional Analyst

About Capco

Capco is a global technology and business consultancy focused on the financial services and energy sectors. We combine deep industry expertise with innovative thinking to help our clients transform their businesses modernize their technology landscapes and deliver exceptional customer experiences.

At Capco you will work in an entrepreneurial environment where collaboration innovation and continuous learning are part of our DNA. Our consultants contribute to high-impact transformation programs across leading financial institutions.

The Role

For one of our major clients in the financial services sector we are looking for a Senior Functional Analyst to join a strategic payments transformation program.

The payments industry is undergoing significant change driven by the demand for faster more transparent secure and always-available payment solutions. Emerging technologies including Distributed Ledger Technology (DLT) and modern API-based architectures are reshaping the future of international payments.

As a Senior Functional Analyst you will play a key role in translating business needs into functional and technical solutions within an Agile environment. You will collaborate closely with business stakeholders architects developers testers and product owners to deliver innovative payment solutions and enhancements.

Your Responsibilities

Business & Functional Analysis

• Gather challenge and refine business requirements.
• Translate business needs into detailed functional and technical specifications.
• Evaluate solution alternatives and contribute to solution design decisions.
• Assess impacts costs benefits and implementation feasibility.
• Ensure alignment with enterprise architecture security and technology standards.

Solution Design & Delivery

• Design end-to-end functional solutions and document application impacts.
• Collaborate with architects and technical teams to define implementation requirements.
• Support API design and integration initiatives.
• Ensure consistency between business requirements and delivered solutions.
• Participate in solution documentation and knowledge sharing activities.

Agile Collaboration

• Work within cross-functional Agile squads.
• Contribute to backlog refinement feature definition and user story elaboration.
• Collaborate closely with Product Owners Business Analysts Developers and Test Engineers.
• Support testing activities defect analysis and release preparation.
• Contribute to continuous improvement initiatives across teams.

Production Support

• Support operational teams after deployment.
• Analyze incidents and coordinate resolution activities.
• Maintain solution documentation and ensure knowledge transfer.

What Were Looking For

Experience

• Minimum 7 years of experience as a Functional Analyst.
• Strong experience working on complex IT transformation projects.
• Proven experience in Agile/Scrum environments.

Functional & Technical Skills

• Strong understanding of functional analysis methodologies.
• Experience translating business requirements into functional and technical specifications.
• Knowledge of API design and documentation (Swagger/OpenAPI).
• Good understanding of enterprise application landscapes and system integrations.

Domain Knowledge

• Experience within banking payments financial services or transaction processing environments.
• Knowledge of payment processes and payment products is highly desirable.

Soft Skills

• Strong analytical and problem-solving capabilities.
• Excellent stakeholder management and communication skills.
• Ability to work autonomously while remaining a strong team player.
• Pragmatic mindset with a focus on delivering value.
• Comfortable working in multicultural and international environments.
• Proactive attitude and willingness to challenge the status quo.
• Strong organizational and prioritization skills.

Languages

• French: Professional proficiency (mandatory)
• English: Professional proficiency (mandatory)
• Dutch: Nice to have

Education

• Bachelors or Masters degree in Computer Science Information Systems Engineering or a related field.

Why Join Capco

• Work on large-scale transformation programs with leading financial institutions.
• Be part of a growing and dynamic consulting firm with an entrepreneurial culture.
• Access continuous learning certifications and career development opportunities.
• Collaborate with highly skilled experts across business and technology domains.
• Enjoy a flexible hybrid working model and a people-first environment.
• An attractive remuneration package reflecting your experience including a company car or a green mobility budget net allowances end-of-year bonuses health insurance a mobile phone and subscription laptop and meal vouchers

Ready to shape the future of payments and financial technology Wed love to hear from you.