Senior Software Engineer II, Payments

About the role:

Were on a mission to build the first holistic smart payment solution-one that maximizes authorization rates for our merchants by intelligently determining and executing the optimal strategy for every transaction. Our Payments team is designing and running highly critical production-grade infrastructure and were looking for a deeply technical engineer to help shape it from the ground up.

In this role youll lead the design and development of payment products build resilient infrastructure dive deep into technical complexity to solve production challenges and work closely with teammates stakeholders and customers to understand their needs. Youll have end-to-end ownership-from architecture and coding to deployment and monitoring-while helping set the technical direction for a growing initiative.

This is an early-stage effort giving you the chance to be a founding member influence architectural decisions and directly impact merchant success. We value thoughtful technology choices resourcefulness and a fast-moving problem-solving mindset. Our engineers are creative independent and adaptable working with a diverse stack of technologies to deliver maximum value to our clients.

What youll be doing:

• Build and enhance payment products-creating new systems from scratch while improving and integrating with existing ones
• Design and implement resilient production-grade infrastructure that can handle critical workloads
• Lead technical initiatives within the Payments team collaborating with teammates and stakeholders across Forter
• Work across a diverse tech stack and programming languages
• Brainstorm and shape features with product managers and peers guiding decisions with your technical expertise
• Work closely with customers to understand their needs and translate them into impactful payment solutions
• Mentor and support fellow engineers
• Dive deep into technical complexity to diagnose and solve production issues
• Take initiative-if you see a way to make our systems or workflow better own it and make it happen

What youll need:

• 5 years building and maintaining complex software systems
• 4 years backend experience with a strong focus on production-grade systems
• 1 years JavaScript experience
• Hands-on experience with critical production systems - high availability reliability and scalability
• Familiarity with browser networking and security concepts
• Product production and growth mindsets
• Passion for solving technical challenges that directly impact users and operations
• Strong communication collaboration and problem-solving skills
• Can-do attitude with ownership mentality
• Professional-level spoken and written English

Itd be cool if you also have:

• Extensive experience with
• Experience leading cross-team initiatives
• Frontend / React / Mobile experience
• Significant experience with databases/datastores (MySQL Redis ElasticSearch)
• Experience from previous payments companies / projects
• Experience building Enterprise-grade SaaS products

About us:

Digital commerce is built on trust. At every point along the eCommerce journey businesses must make a critical decision: Can I trust this customer Answering this simple question accurately and instantly is powerfulit can accelerate revenue growth and strengthen a companys connection with its customers. How do we do it Forter was founded on the insight that its not about what is being purchased nor where but who is behind the interaction.

The Forter Decision Engine finds patterns across more than one billion identities in our dataset. We isolate fraudsters and protect customersensuring everyone gets the experience they deserve. Given that trust is central to how we operate Forter is very much driven by a defined set of values. We attract remarkable talent and have retention and engagement levels that are well above benchmarks. Were meticulous about strengthening our culture as we grow and ensuring this is an environment where people can have outsized impact.

Trust is backed by data Forter is a recipient of over 10 workplace and innovation awards including:

• Great Place to Work Certification (2024)
• Fortunes Best Workplaces in NYC (and 2024)
• Forbes Cloud 100 (and2025)
• #3 on Fast Companys list of Most Innovative Finance Companies (2022)
• Anti-Fraud Solution of the Year at the Payments Awards (2024)
• SAP Pinnacle Awards New Partner Application Award (2023)
• Fintech Breakthrough Awards Best Fraud Prevention Platform (2023)

Life as a Forterian:

We are a team of over 600 Forterians spread across 3 different continents. Since 2013 weve raised $525 million from investors such as Tiger Global Bessemer Sequoia Capital March Capital and Salesforce Ventures. Were on a mission to bring trust to global digital commerce so that companies like Adobe ASOS eBay Instacart Priceline and Nordstrom can block fraud drive revenue and improve customer experience.

At Forter we believe unique people create unique ideas and valuable experience comes in many forms. So even if your background doesnt match everything we have listed in the job description we still encourage you to apply and tell us why your skills and values could be an asset to us. By welcoming different perspectives we grow together as humans and as a company.

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