Senior Loan Officer

This is an ExecutiveTrack position which has upward mobility potential based on performance and personal interests. Our client is a communitybased organization that prides itself on being a loan expert. Reporting to the Chief Lending Officer the Consumer Loan Manager is responsible for the development of new lenders and occasionally assisting other lenders up to their approval authority.

Our client is a Credit Union Founded in 1930 and located in Decatur Illinois that provides its members with a complete array of financial products and services. Their mission is to provide convenient responsible and progressive financial services to their members and serve the community by providing scholarship opportunities through their foundation.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Training/mentoring less experienced loan officers to utilize their LOS as well as underwriting according to Loan Policy
• Understands and abides by consumer compliance regulations
• Assist with the development of new lending programs
• Explain loan programs to members evaluate their needs and recommend product and service options
• Evaluate financial position originate and underwrite consumer loans including vehicle credit card secured/unsecured and home equity loans
• Discuss the benefits of debt protection coverage GAP and extended warranty options with members
• Ensure that title liens are perfected and insurance requirements are met

WHAT'S REQUIRED:

• Bachelor degree required
• A highly motivated individual with at least 7 years lending experience that includes auto home equity and unsecured lending
• Lending experience must include a strong background with home equity and/or conventional mortgages FHA VA & USDA loans
• Excellent verbal and written communication skills
• Strong analytical and multitasking skills
• Exhibit strong relationship building skills including initiating and maintaining trusting relationships with members
• Must be registered with Nationwide Mortgage License System (NMLS) within 30 days of employment
• Excellent Microsoft Office skills (Word and Excel)

WHAT’S ON OFFER:

• Competitive pay plus bonus and monthly incentive pay opportunities.
• Benefits including health dental 401k with discretionary match growth opportunities and a teambased environment.