Portfolio Optimization Consultant

Job Title:Portfolio Optimization Consultant
Location: London U.K.
Department: Wholesale Banking
Employment Type: Contract
Work Pattern: FullTime
Contract Type: 12 Months Fixed Term Contract

Overview:

To establish and implement a holistic and dynamic framework for optimizing financial resource deployment to the wholesale banking commercial portfolio. The Business Manager Portfolio Optimization will be a key architect in building a structure that optimizes riskadjusted returns drives portfolio growth and empowers informed decisionmaking across the business.

What You Will Be Doing:

• Framework Development:
• Design and implement a comprehensive Portfolio Management framework encompassing pipeline monitoring capital allocation risk monitoring performance evaluation and loan structuring methodologies.
• Integrate best practices complex financial modelling relevant industry insights and governance into the framework ensuring adaptability scalability and flexibility for various evolving market conditions.
• Establish clear portfolio allocation strategies and decisionmaking protocols to promote consistency and transparency.
• Portfolio Construction and Optimization:
• Apply the framework to actively manage the portfolio tailoring structures and pricing to maximize riskadjusted returns.
• Leverage qualitative and quantitative analysis to identify highpotential counterparties and strategically allocate credit across products geographies industries and sectors.
• Ensure portfolio allocation/optimization recommendations are concisely presented to relevant governance committees (Business Committee Assets & Liability Committee etc) for endorsement/approval.
• Implement in conjunction with the Global Trade & Debt Distribution function portfolio optimization techniques to ensure diversification manage exposure to market factors and optimize capital allocation.

• Performance Monitoring and Analysis:
• Continuously monitor portfolio performance against benchmarks and predefined metrics.
• Analyze deviations from expected outcomes and identify potential areas for improvement.
• Conduct regular stress testing to assess portfolio resilience under various market scenarios.
• Knowledge Dissemination and Collaboration:
• Effectively communicate the rationale behind portfolio decisions and framework updates to Wholesale Banking Europe and senior management.
• Foster a collaborative environment where the sharing of knowledge and insights is the norm to enhance portfolio performance.
• Contribute to the ongoing refinement and enhancement of the portfolio management framework.

Any other activities that are initiative project or adhoc led that may be requested.

Candidate Specification:

• Excellent understanding of the Wholesale Banking Product Suites (Transaction Banking credit & lending and Real Estate) and risk management techniques & metrics (i.e. distribution insurance risk adjusted return on capital probability of default FIRB etc).
• Strong stakeholder management abilities natural and proactive communicator.

• Excellent proficiency in financial software and data analysis tools.

• Expertise in quantitative analysis financial modeling and portfolio stress testing methodologies.

• Excellent analytical problemsolving and communication skills.
• Collaborative leadership qualities and the ability to influence and motivate others.
• Bachelors degree in Finance Economics or a related quantitative field preferably with a focus on portfolio theory and risk management.
• CFA (or similar) highly desirable
• Minimum of 5 years of experience in portfolio management with a proven track record of success.
• Significant exposure to all Wholesale Banking products their structures & risk treatments in particular Trade Finance
• Significant exposure to financial modelling & visualization techniques with large datasets (i.e. databases excel VBA SQL Power BI)
• Excellent communication and interpersonal skills problem solving skills delivery focused ability to communicate at all levels of the organization internally and externally highly organized and attentive to detail.
• Strong sense of ownership and accountability
• A strong level of commercial acumen and proactiveness with the ability and willingness to take the initiative.
• Cultural agility ability to multitask with a strong execution and delivery focus.
• Team player who brings a sense of positive energy and the ability to influence inspire and motivate stakeholder groups across the organization.

Equal Employment Opportunity

Bank ABC is committed to the principles of equal employment opportunity for all employees and applicants and in accordance with applicable laws does not discriminate on the basis of sex gender identity gender expression race color religion national origin ancestry age marital status disability medical condition sexual orientation or on any other basis prohibited by law.

We welcome applications from people with disabilities and are committed to providing reasonable adjustments where necessary to make interviews and jobs more accessible. Should you have any difficulty during the recruitment process require any reasonable adjustments or an application to Access to work please contact the recruitment lead on: